SBI Signature Card | Eligibility | Apply Online
SBI Signature Credit Card: Get Details on Various features, Benefits, Offers, fees & Charges & Rewards points Available on Signature Card of State Bank of India.
Benefits of Signature Card:
Signature Welcome*
- One Full Fare Free Domestic One Way Ticket from Indigo Airlines
OR
Gift Voucher worth Rs. 5000 from any one of our Retail Partners: - Louis Philippe / Raymond’s / Shopper’s Stop /Lifestyle
Signature Rewards*
- – Use Your Signature Card And Get 2 Reward Points For Every Rs 100 Spent
- – Get 5x Reward Points On Dining, Departmental stores, Grocery & International Spends*
- – Enjoy the Freedom From Paying 2.5% Fuel Surcharge** Across All Petrol Pumps
- **Maximum surcharge waiver of Rs. 250 p.m. per credit account
Get more information on SBI Credit Cards online
Bonus Spend Rewards* – Earn Bonus Reward points as you spend & swipe on your signature cards
- Annual Spends Bonus Reward Point
Rs. 2 Lakh 10,000
Rs. 3 Lakh 10,000
Rs. 4 Lakh 10,000
Rs. 5 Lakh 20,000
Signature Entertainment*
Swipe* your Signature Card and get 2 complimentary movie tickets on Book My Show every month.
The Ticket Voucher Value is Rs. 250/Ticket. Show Timings only till 4 PM on any day. Tickets to be booked minimum 2 days in advance.
*Swipe your card every month to be eligible.
Signature Lounges*
Enjoy International Airport Luxury Lounge Access To Over 600 airport lounges in over 300 cities worldwide at a nominal fee through the complimentary Priority Pass.
*The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your Signature Card.
Signature Book of Rewards*
Redeem your Signature Reward Points across categories:
- Travel Holidays Lifestyle Gadgets
- Indigo Taj Louis Philippe/Lifestyle Fossil/Armani
- Kingfisher Make My Trip Shoppers Stop/Raymond’s Sony
- Download Signature Book Of Rewards
Signature Offers*
– Discounted stay upto 75% off at more than 55, 000 Hotels & Villas across the world
– Enjoy best credit card offers across 900 Luxury Hotels worldwide
– Enjoy savings of upto 10% on Hertz Car Rental Program
– Travel accident Insurance cover of $ 500,000 when you pay for your travel fares with your Visa Signature Card
– Enjoy 30% discounted green fees at 300 golf clubs worldwide
– 24X7 Concierge service across the world
*These travel offers on your Visa Card are brought to you by VISA and are for limited period only. For more details and exclusive privileges log onto http://www.visa-asia.com/premium/signature/ap/
Signature Flying Benefits
– Get upgraded to Gold Tier Membership of King Club post 4 flights on Kingfisher First or 8 flights on Kingfisher Class within 6 months of receiving your Signature Card.
– 3 upgrade vouchers along with Gold Tier Membership
– Spend Rs 100 on Kingfisher Website and earn 25 King Miles
– Get 10% discount on Kingfisher Holidays*
*The discount on Kingfisher Holidays is valid for the first year only. For complete list of travel offers & benefits and terms & conditions of the King Club – Gold Tier visit http://www.flykingfisher.com/
Fraud Liabilty Cover
Get complimentary Credit Card Fraud cover of Rs 1, 00,000* with loss cover period of:
– 48 hours prior to reporting of loss
– 7 days post reporting of loss.
Please call our helpline numbers : 39 02 02 02 / 1860 180 1290 (BSNL / MTNL Lines) to report loss of card
Fees
| Joining Fee (One time) | Rs. 4,999 |
| Annual Fee (p.a.) + | Rs. 4,999 |
| Add-on Fee (p.a.) | Nil |
Extended Credit
| Interest Free Credit Period | 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Finance charges | Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Minimum Amount Due | 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
Cash Advance
| Cash Advance limit | Upto 80% of Credit Limit ( Max. 12K / day & 15K / day for Gold & Platinum Cards ) |
| Free Credit Period | Nil |
| Finance charges | Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawl |
Cash Advance fee
| SBI ATMs/Other Domestic ATMs | 2.5% of withdrawal amount or 300/- (WIH) per transaction |
| International ATMs | 3% of withdrawal amount or 300/- (WIH) per transaction |
Other Charges & Fees
| Protection Plus Insurance Scheme* | Personal Accident (Insurer RSA) – Rs. 24 p.m. Suraksha Plus (Insurer SBI Life) – 0.1% of Total Outstanding Admin Fee – Rs. 20 p.m. |
| Cheque Pickup | Rs 90/- |
| Cheque Bounce/ Invalid Cheque | 2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Statement Retrieval | Rs. 100 per Statement (> 2 months old) |
| Chargeslip Retrieval | Rs. 225 per Chargeslip |
| Late Payment | NIL for Total Amount due upto Rs.200; Rs.100 for Total Amount due from Rs.201-Rs.500; Rs.200 for Total Amount due from Rs.501-Rs.1000; Rs.350 for Total Amount due from Rs.1001-Rs.5000; Rs.550 for Total Amount due from Rs.5001-Rs.10,000; Rs.750 for Total Amount due above Rs.10,001; |
| Overlimit | 2.5% of Overlimit Amount (Min. Rs. 500) |
| Card Replacement | Rs. 100 |
| Emergency Card Replacement (When Abroad) | Nil |
| Foreign Currency Transaction | Conversion mark up: 3.5% |
| Card Upgrade Fee | Upto Rs. 500 |
| Rewards Redemption Fee | Nil |
Surcharge
| Railway Tickets – Railway Counters | Rs. 30 + 2.5% of transaction amount |
| Railway Tickets – www.irctc.co.in | 1.8% of transaction amount + service charge, as applicable |
| Petrol & all products/services sold at petrol pumps | 0% surcharge for single transaction spend between Rs 500 & Rs 4000. Maximum surcharge waiver of Rs 250 pm per credit card account. 2.5% of the transaction amount (Min Rs 10) for Platinum card for transaction amounts <Rs 500 & > Rs 4000 |
Order of Payment Settlement
| Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance. |
