Enjoy the benefit of Super Saver Facility deposit scheme to supplement your household and business by taking the favor of an overdraft facility. This overdraft facility is available against Fixed Deposit in both Saving and Current account.
Features
Benefits | The mentioned facility under HDFC Deposit Scheme provides you the betterment of choosing between Saving Account or Current Account to link to your fixed deposit.
Availability of Overdraft Facility you can enjoy the benefit of supplementing your household and business requirements. You can also pay back with interest only for the amount withdrawed, while your remaining Fixed Deposit persist to earn your interest. |
Eligibility | · Resident Individual
· Hindu Undivided Family · Private and Public limited company. |
Minimum Amount Deposit | Rs 25,000, to open a Super Saver Account, in addition to a Zero Balance Saving Account. |
Minimum Tenure | A minimum tenure of 6 months and 1 Day is necessary to open a Super Saver Account, in addition to a Zero Balance Saving Account. |
Facilities for Senior Citizen/Retired Personnel | Any Senior Citizen or Retired Personnel who is above 60 years of age and a Resident Individual is eligible for the senior citizen rate on the INR fixed deposit. |
Flexibility | This scheme provides flexibility in altering period of deposit, maturity and payment instructions, principal amount and rollover mode before maturity of the rollover deposit. |
Overdraft Facility | Available |