Check Latest fixed deposit interest rates of DBS for 30 days to 10 years. Check Interest Rates for Senior citizens & RD investments. LAKSHMI VILAS BANK , Admin Office , Karur Rate at a quick glance Deposit Accounts.
DBS Fixed Deposit Interest Rates January 2024
A Fixed Deposit helps you grow your savings by making your money work for you. With high-interest-generating FDs from DBS Bank, you can start your investment journey with amounts as low as INR 5,000. DBS Bank offers flexible tenures ranging from a few months to several years, along with competitive interest rates of up to 7.50%* and 8.00%* for Sr. citizens.
| Tenor | Regular | Senior Citizen |
| 7 days | 2.50% | 2.50% |
| 8 days & up to 14 days | 2.75% | 2.75% |
| 15 days & up to 29 days | 2.75% | 2.75% |
| 30 days & up to 45 days | 2.75% | 2.75% |
| 46 days & up to 60 days | 2.75% | 2.75% |
| 61 days | 3.25% | 3.25% |
| 62 days & up to 90 days | 3.00% | 3.00% |
| 91 to 180 days | 3.00% | 3.00% |
| 181 to 269 days | 4.75% | 5.25% |
| 270 to less than 1 year | 4.75% | 5.25% |
| 1 year to 375 days | 6.25% | 6.75% |
| 376 days to 540 days | 7.25% | 7.75% |
| 541 days to 599 days | 7.25% | 7.75% |
| 600 days | 7.25% | 7.75% |
| 601 days to less than 2 years | 7.25% | 7.75% |
| 2 years to less than 2 years & 6 months | 7.25% | 7.75% |
| 2 years & 6 months | 7.25% | 7.75% |
| 2 years 6 months 1 day & less than 3 years | 7.50% | 8.00% |
| 3 years and less than 4 years | 6.50% | 7.00% |
| 4 years to less than 5 years | 6.50% | 7.00% |
| 5 years and above | 6.50% | 7.00% |
Top Bank Fixed Deposit Interest Rates
Example Lakshmi Vilas bank offers an interest rate of 7.00% for regular customers and 7.50% for senior citizen as long as 3 years and above and less than 5 years. Presume that a regular customer has deposited an amount of Rs 5,00,000 with an ROI of 7.90% for 3 years than the interest earned of that amount within 1 year is Rs 40,962, for 2 years is Rs 44,318 and for 3 years is Rs 47,949. Therefore the total interest earned is Rs 1.3 lakhs and the profit value of the closing balance comes upto Rs 6,33,229. Similarly for a senior citizen with an interest rate of 8.40% for the same time period and value his/her closing balance comes upto Rs 6,42,733 with an interest earned for Rs 1.4 lakh. Amount : Rs 5,00,000
| Time period | ROI% Regular | ROI% Senior citizen | Maturity value (regular) | Maturity value (senior citizen) |
| 1 year | 6.90% | 7.40% | 540962 | 543655 |
| 2 years | 7.00% | 7.00% | 585280 | 591122 |
| 3 years | 7.00% | 7.50% | 633229 | 642733 |
| 5 years and above | 7.00% | 7.50% | 737559 | 756105 |
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About Lakshmi Vilas Bank: Lakshmi Vilas Bank was founded in 1926. Bank’s asset size as on March 31, 2015 was to the tune of Rs.24,705 crores, with total income of Rs.2,498.57 crores. Lakshmi Vilas Bank maintained deposits of over Rs.21964.21 crores as on March 31, 2015 because of Higher Interest Rates on Deposits. During the Financial year ended 31.3.2015 we made net profit of Rs. 132.29 crs. Lakshmi Vilas bank has around 407 Branches & 700+ ATMs.
Help Line No (Toll Free)
1800 – 425 – 2233
