Kerala State Financial Enterprises ltd offers home loans at lowest interest rates. You can get a loan amount of upto 75 lakhs at interest rate of 9.00%. Compare Documents, Eligibility, Processing Fees and all about Income Tax Savings.
KSFE Home Loan Details
| Interest Rates | 9.00% – 9.75% |
| Repayment | Upto 20 Years |
| Max. Loan | 75 Lakh |
| Min. Loan | 1 Lakh |
| Part Payment Charges | Nil |
| Processing Fees | N.A. |
KSFE offers loans for the purchase of house plots, Building a home, Outright purchase of flat/apartment & Renovation of current home.
KSFE Home Loan Interest Rates 2018
- Rs.10 lakhs & below: 9.00% p.a. (yearly diminishing)
- Above Rs.10 lakhs & upto 75 lakhs: 9.75% p.a (yearly diminishing)
- ( Max. period 30 years or attainment of 70 years of age whichever is earlier)
- [up to the fixation of EMI- 13.25%(simple)]
- (Penal rate 18% per annum on EMI)
KSFE offers home loans to only Salaried persons, Professionals like Doctor, Engineer, CA, lawyers etc.
Professional businessmen are also allowed to take loan if they fill Income Tax.
Persons who have proofed Rental Income are also eligible to take loan.
Security: Bank will take Documents of Plot/house as a Security.
KSFE Bank offers loans through its more than 450 branches all over the Kerala State.
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