HDFC Senior Citizen Account offers special privileges regarding the needs of daily banking, health and investment for the senior people so that you don’t have to toil the crucial norms of the bank by standing there for hours but instead getting it just right at your finger tips.
Features
Benefits |
· You get a cover up for an amount of Rs 50.000 per annum on accidental hospitalization. · There are preferential rates on Fixed Deposit. |
Eligibility |
· Resident Individual(sole or joint account) · An individual must be above 60 years of age. · In case of Joint Account the first account holder must be a senior citizen. |
NEFT facility |
(National Electronic Fund Transfer) Facility is available |
Annual Maintainence Charges |
There is no annual maintainence charge for the first year. |
Minimum Balance Requirement |
Urban/Semi Urban branches : Rs 5000 |
BillPay |
Pay you utility bills like the electricity bill, phone bill etc with the easy payment facility through BillPay. You can instruct for payments over the phone or through the Internet. |
Insurance benefits |
· Get benefits up to Rs 50,000 per annum for accidental hospitalization. · You can also claim a daily cash allowance of Rs 500 per day for a maximum of 15 days per year, for each day of hospitalization due to an accident. |