Lakshmi Corporate Salary Account is basically meant for corporates which is seperated by priority services. It is an account that facilitates zero balance account and also offers free Accidental Death cover of Rs 2 lacs.
Features
| Average Monthly Minimum Balance | Nil |
| Eligibility | · Individual(age between 18-70 years)
· Employees of Business units/Corporates. · 7 minimum accounts is to be opened. · The net monthly income of an individual must be Rs 15,000 or more |
| Cash Remittance | · At branch base : Free
· At non-branch base : Free up to Rs 50,000 per day, afterward Rs 1/1000 with a minimum of Rs 20 per transaction is to be paid. |
| Cash Withdrawal | · At branch base : Free
· At non-branch base : Free up to Rs 50,000(only self-withdrawals) per day and afterward Rs 5/1000 with the minimum of Rs 50 per transaction. |
| Outstation Clearing Charges | Normal Charges as per Regular Savings Account |
| Clearing Return Charges | · Inward Clearing Charges : Rs 100 per occasion.
· Outward Clearing Charges : Rs 50 per occasion |
| DD/PO Charges | Free, up to an amount of Rs 2 lac per month, afterward Rs 2/1000. |
| RTGS/NEFT Charges | Normal Charges as per Regular Saving Account |
| Debit Card | · Individual with monthly salary : Rs 50,000 get Visa Classic Card.
· Individuals with monthly salary : Rs 50,000 and above get Visa Gold Card. |
| Net Banking | Free |
| Cheque Book | Free, 25 leaves per calendar year. |
| Stop Payment | Free |
| Standing Instruction | Free |
| Demat Facility | Free, Demat account opening with free AMC in first year. Normal brokerage and charges applicable. |
| Overdraft Facility | Not available |
| Personal Accident Insurance Cover | You get to enjoy free personal accident insurance cover(death risk) of Rs 2 lacs which can be renewed every year. |
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