Lakshmi Saving Gold Account allows customers to enjoy its distinctive privileges who maintains an Average Monthly Minimum Balance of Rs 10,000 and above.
Features
| Eligibility | Individual (age 17 to 80 years) |
| Average Monthly Minimum Balance | Rs 10,000 |
| Cash Withdrawal | · At base branch : no limit
· At non-base branch : Rs 1 lac limit per day(self-withdrawal) for which Rs 50,000 is free and thereafter Rs 2/1000 with a minimum of Rs 20 per transaction |
| Outstation Cheque Charges | · At base branch : Free
· At non-base branch : Charges levied as per existing rules. |
| Clearing Return Charges | · Inward Clearing charges : Rs 100 per occasion
· Outward Clearing charges : Rs 25 per occasion. |
| DD/PO charges | Free |
| Cash Remittance | · At base branch : Free
· At non-base branch : Free up to Rs 25,000 and thereafter Rs 1/1000 witha a minimum of Rs 10 per transaction. |
| Non-maintainence Charges | Rs 50 is charged for non-maintainence of the account |
| RTGS/NEFT | Free |
| Instant Credit | At base branch : instant credit up to Rs 20,000 per occasion. |
| ATM Card | Free |
| Debit Card | Free, Visa International Debit Card(first year :free, Rs 100 is levied from the second year onwards) |
| Net Banking | Free |
| Multi-city Cheque | Free |
| Statement of Account | Free monthly statement of account through e-mail |
| Personal Accident Insurance Cover | You get to enjoy free personal accident insurance cover(death risk) of Rs 1 lacs which can be renewed every year. |
Get More details About Saving Account Schemes
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