Home Loan Hosur

Latest Trends in Home Loans Hosur - Currently most of all the banks offers home loans at around 8.50%. Check & Compare home loan eligibility in leading banks.

Interest rates 8.50% - 9.50%
Processing fees Rs.1000 to 2.00%
Prepayment charges Nil
Repayment options 30 years
Minimum loan amount Rs.1.5 Lakh
Loan to Value Upto 90%
Max. loan amount upto Rs.20 crore
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Eligibility Calculator Calculate Here

 

List of Bank Branches in Hosur for Home Loans:

Allahabad Bank: Address: NH7, Sri Nagar, Hosur, Tamil Nadu 635109

Pallavan Grama Bank: Address: NH 207, Rajeev Nagar, Hosur, Tamil Nadu 635109

Bank of Baroda: Address: NH7, Sunnambu Jeebi, Hosur, Tamil Nadu 635109

Central Bank of India: Address: MG Rd, Kamaraj Colony, Hosur, Tamil Nadu 635109

Indian Overseas Bank: Address: Denkanikottai Main Rd, Anna Nagar, Hosur, Tamil Nadu 635109

ICICI Bank: Address: Commercial St, Anthivadi, Hosur, Tamil Nadu 635109

State Bank of India: Address: Mookandapalli shopping complex, NH7, Mookandapalli, Hosur, Tamil Nadu 635126

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Hosur
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Hosur
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
close
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Hosur
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Compare Best Home Loan Provider Banks In Hosur -

SBI Home Loan

HDFC Ltd Home Loan

LIC Housing Finance

Axis Bank Home Loan

ICICI Home Loan

BOB Home Loan

India Bulls Home Loan

IDBI Home Loan

Canara Bank Home Loan

Bank of India Home Loan

Union Bank Home Loan

PNB Housing Finance

 

Hosur(Tamil: ஓசூர்) is a town and a municipality in Krishnagiri district in the Indian state of Tamil Nadu. It is the headquarters of the Hosur taluk of Krishnagiri district. It is located about 35 kilometres (22 mi) south east of Bangalore, 48 kilometres (30 mi) north west of Krishnagiri, the district headquarters and 306 kilometres (190 mi) west of Chennai, the state capital. Hosur is known for its expanding manufacturing industries and its pleasant climate.
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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%

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