Home Loan Kottayam

Home Loan Kottayam – Compare & Apply for home loans in Kottayam ✔ Interest Rates 2024 ✔ Low EMI ✔ documents ✔ eligibility ✔ best deals in Kottayam with Deal4loans.com. Compare and check the EMI from banks such as SBI, LIC Housing, HDFC, ICICI Bank, IDBI, Citibank, Axis Bank, Bank of Baroda, Canara Bank, UCO Bank, Union Bank, Bank Of India, Andhra Bank, Indiabulls etc.

Banks	HDFC Bank	AXIS Bank	State Bank Of India (SBI)	ICICI Bank
Rate of Interest	8.50% - 9.40%	8.60% - 9.05%	8.60% - 9.65%	9.00% - 9.10%
Processing Fee	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	Nil till 31.04.2023	2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	No Prepayment or foreclosure Charges	3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Kottayam

The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)

HDFC Ltd

LIC Housing Finance

ICICI Bank

Axis Bank

State Bank of India(SBI)	HDFC Ltd	LIC Housing Finance	ICICI Bank	Axis Bank
Fedbank	PNB Housing	ING Vysya	Kotak Bank	DHFL
Bank of Baroda	Bank of India	Union Bank of India	United Bank of India	Punjab National Bank
Standard Chartered	IndusInd Bank	IDBI Housing Finance	Andhra Bank	Citibank
Canara Bank	Indian Bank	Vijaya Bank	Corporation Bank	IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Kottayam

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant

Salaried	Self Employed
· Employment certificate from the employer, · Copies of pay slips for last few months and TDS certificate · Latest Form 16 issued by employer Bank statements	· Copy of audited financial statements for the last 2 years · Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company · Profit and loss account for the last few years · Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Kottayam

List of Bank branches for home loans in Kottayam

District Co-operative Bank - P.B.No. 140, District Bank building, Central Jn., Kottayam, Kerala 686001

Indian Bank - Near Baker Junction, CSI Commercial Centre, Main Central Rd, Kottayam, Kerala 686001

Axis Bank - No.9-311, A/2, Century Towers, Near YWCA, MC Road, Kottayam, Kerala 686001

Federal Bank - TB Rd, Kottayam, Kerala 686001

IDBI Bank - Thekkekarayan Towers, Kanjikuzhi, Kottayam, Kerala 686004

Corporation Bank - Valayil Building, Shasthri Rd, Kottayam, Kerala 686001

Andhra Bank - Opp.Bharath Petrol Pump, Kottayam-Kumily Rd, Kanjikuzhi, Kottayam, Kerala 686004

Syndicate Bank - Near Logos Junction, Shankara Mangalam Building, Shasthri Rd, Kottayam, Kerala 686001

Indian Overseas Bank - Muthoot Crown Plaza, TB Rd, Kottayam, Kerala 686001

Best Home Loan Provider Banks Available in Kottayam Are -

SBI Home Loan	HDFC Ltd Home Loan	LIC Housing Finance
Axis Bank Home Loan	ICICI Home Loan	BOB Home Loan
India Bulls Home Loan		Canara Bank Home Loan
Bank of India Home Loan	Union Bank Home Loan

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Home Loan Rates 2025

IDBI	8.75% - 12.25%
AXIS Bank	8.60% - 9.05%
LIC Housing	8.50% - 10.50%
HDFC Bank	8.50% - 9.40%
ICICI Bank	9.00% - 9.10%
Bank of India	8.65% - 10.75%
Bank of Baroda	9.15% - 10.50%
Canara Bank	8.90%- 11.25%
HSBC Bank	8.75% - 8.85%
State Bank Of India (SBI)	8.60% - 9.65%
Indian Bank	NA
GIC Housing Finance	8.45%