Home Loan Meerut

Home Loan Meerut – Compare & Apply for lowest rate home loans in Meerut ✔ Interest Rates 2024 ✔ Low EMI ✔ Documents ✔ Eligibility ✔ best deals in Meerut with Deal4loans.com. compare all major banks in Meerut - SBI, HDFC, ICICI, Axis, Indiabulls, LIC Housing, DHFL, Bank of Baroda, Canara Bank, Union Bank, Bank Of India, Uco bank, Andhra Bank, State Banks etc.

You can prepay your home loans on zero charges and save interest rates in lacs.

What are the tax benefits of home loans? An upward move in terms of disbursement of home loan is marked in Meerut. With so many banks in fray to offer home loan in Meerut, a consumer sometimes become puzzled in selection of bank for home loan. While selecting a bank, one must take certain measures to avoid any disagreement in future. A clear and customer friendly policy is such a prerequisite that a consumer should look for while applying for a home loan in Meerut.

The first condition that a bank expects from consumer is the selected property must have fair and legal status. A bank may refuse to honor a pre-selected property for home loan with the reason of not meeting with certain conditions of bank. To avoid such refusal, consumers have to obtain a list of approved list of properties for home loan in Meerut. By taking this action, a customer gets the benefit of easy processing and speedy disbursal of home loan.

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Meerut
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Meerut
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Meerut
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Meerut being closely located near Ghaziabad an NCR which is fast developing in term of housing construction in comparison to Meerut. As a result, more and more people have become advantageous to invest in real estate sector of Ghaziabad. To take an advantage of booming real estate, home loan availed at modest interest rate and reaping rich profit in future has become a fast growing trend in Meerut.

If You’re Income is Low or Not Eligible for Home Loan in Meerut?

If Your income is low or below 8000 per month so you can club your another family members income to get home loan from any Bank. It also helps to get more & more loan amount from bank and Increase your eligibility.

Looking for Name of Banks who provides home loans in Meerut?

SBI Bank, ICICI Bank, HDFC Ltd, Axis Bank, PNB, Bank of Maharashtra, Bank of India, Bank of Baroda and Many more....

Calculate your Eligibility & EMI with Home loan calculator – Click here to calculate

Best Home Loan Providers in Meerut for Home Loans

Bank Name Meerut
Syndicate Bank Victoria Park, Meerut, Uttar Pradesh
Corporation Bank Saket, Meerut, Uttar Pradesh 250003
Central Bank Of India State Highway 78, Victoria Park, Balwant Nagar, Meerut, 250003
Axis Bank Meerut, Uttar Pradesh
Punjab National Bank 2, Dashmesh Nagar, Meerut, Uttar Pradesh 250002
Oriental Bank of Commerce Prahlad Nagar, Meerut, Uttar Pradesh 250002
Corporation Bank Saket, Meerut, Uttar Pradesh 250003
Central Bank Of India State Highway 78, Victoria Park, Balwant Nagar, Meerut, 250003
Axis Bank Meerut, Uttar Pradesh
Oriental Bank of Commerce Prahlad Nagar, Meerut, Uttar Pradesh 250002
Corporation Bank Meerut, Uttar Pradesh 250003 0121 267 0047
Punjab National Bank Tejgarhi, Meerut, Uttar Pradesh
Bank of India State Highway 18, Sotiganj, Meerut, Uttar Pradesh 250001
IDBI Bank Neel Kamal Building, 367, Shivaji Road, Eves Crossing, Meerut, Uttar Pradesh 250001
Allahabad Bank Meerut, Uttar Pradesh
Corporation Bank Meerut, Uttar Pradesh 250003
Punjab National Bank EK Road, Larakharava, Meerut, Uttar Pradesh 250003
Corporation Bank Ramgarhi, Meerut, Uttar Pradesh 250004
Syndicate Bank Meerut, Uttar Pradesh 250003
State Bank of India Baghpat Rd, Meerut, Uttar Pradesh 250002

Compare Banks Home Loan Interest Rates in Meerut

SBI Home Loan in Nagercoil HDFC Ltd Home Loan in Nagercoil Bank of Baroda Home Loan in Nagercoil
ICICI Home Loan in Nagercoil Axis Bank Home Loan in Nagercoil PNB Housing Finance in Nagercoil
DHFL Home Loan in Nagercoil LIC Home Loan in Nagercoil Bajaj Finserv Home Loan in Nagercoil

 

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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%