Home Loan Nasik

Want to get a home loan in Nashik ? A number of banks are ready to meet your demand for home loan. In most of the cases one can get a nod from concerned bank for residential properties of his choice. However, there are certain banks that prefer to sanction home loan to properties listed with them. One can select a property from the list.

By and large, encouraging fundamentals in Nasik offers a golden opportunity for real estate investors. Enthusiastic response is meeting for Pathardi area of South Nasik from NRIs and residents of Nashik as well. As a result of this, a significant uptrend in disbursement of home loan is marked in Nashik.

You can prepay your home loans on zero charges and save interest rates in lacs.

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Nasik
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Nasik
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
close
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Nasik
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Check Monthly EMI - Housing Loan EMI Calculator

You’re Income is Low or Not Eligible for Home Loan in Nashik?

If Your income is low or below 12000 per month so you can club your another family members income to get home loan from any Bank. It also helps to get more & more loan amount from bank and Increase your eligibility.

Looking for Name of Banks who provides home loans in Nashik?

SBI Bank, ICICI Bank, HDFC Ltd, Axis Bank, PNB, Bank of Maharashtra, Bank of India, Bank of Baroda and Many more....

Additionally, one may select to visit nearest branch from his as per his own choice. Bank Branches From where you can get Home Loans:

Bank Name Address of Nashik
Union Bank of India Jail Rd, Nashik, Maharashtra
Punjab National Bank Raviwar Karanja, Nashik, Maharashtra 422001
HDFC Bank Nashik, Maharashtra
Dena Bank Renuka Plaza, Trimbak Road, Bhadrakali, Near G P O, Bhadrakali, Nashik, Maharashtra 422001
State Bank of India Manilal Chambers, Hirawadi, Nashik, Maharashtra 422003
Axis Bank Ltd Sharanpur Rd, Shalimar, Nashik, Maharashtra 422001
IDBI Bank Prathamesh, A-1 & 2 , Gangapur Road, Nashik, Maharashtra 422005
State Bank of Hyderabad Kamal Apartment, Sharanpur Road, Canada Corner, Canada Corner, Sharanpur Rd, Sharanpur, Nashik, Maharashtra 422005
Kotak Mahindra Bank Shop No.: 1 & 2, Payas, Opp. BYK College, Thatte Nagar Road, Nashik, Maharashtra 422005
ICICI Bank Mumbai Agra Rd, Nashik, Maharashtra 422003
Citi Bank Plot No 52/53, Rushiraj Presidency Gr Floor, Dsouza Colony College Road, Canada Corner, Canada Corner, Nashik, Maharashtra 422005
State Bank of Travancore Amaranand, Patil lane 4, Nashik, Maharashtra
HDFC Bank Nashik, Maharashtra 0253 662 4940
Axis Bank Ltd Shop No. 2, Anand Commerce Centre, Plot No. 08, Nashik Road, S. No. 306, Taluka Deolali, Nashik, Maharashtra 422101
State Bank Of India Nashik, Maharashtra 422004
IDBI BANK Ltd SATHEY BAGH, C S NO 625 M H NO.430/C/1, MAHATMA GANDHI ROAD, NASIK 422 001, Mahatma Gandhi Rd, Panchavati, Nashik, Maharashtra 422001
Bank of Maharashtra Ashoka Marg, Nashik, Maharashtra 1800 233 4526
Union Bank of India UNION BANK OF INDIA. S.S.I.BRANCH, B-50, NICE,, A-Road, Satpur, Nashik, Maharashtra 422007
ICICI Bank G-19 & 2, Utility Center, Opposite Rajiv Gandhi Bhavan, Sharanpur Road, Sharanpur Road, Nashik, Maharashtra 422002
State Bank of India Sagar Heritage, Opp. Saint Philomina, Jail Rd, Nashik, Maharashtra 422101

Compare Banks Home Loan Interest Rates in Nashik

SBI Home Loan in Nashik HDFC Ltd Home Loan in Nashik Bank of Baroda Home Loan in Nashik
ICICI Home Loan in Nashik Axis Bank Home Loan in Nashik PNB Housing Finance in Nashik
DHFL Home Loan in Nashik LIC Home Loan in Nashik Bajaj Finserv Home Loan in Nashik

 

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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%