United Bank Home loan – Interest Rates 2024, EMI Calculator
Apply for United Bank Home Loan rates online. Check instant quotes for EMI ✓ Interest Rates @ 8.50% ✓ Documents List ✓ Eligibility. Use UBI home loans calculator to calculate emi & eligible loan amount.
Note* – For More updates visit PNB (Punjab National Bank).
United Bank of India Home Loan Details
| Interest rates | 6.50% – 7.60% |
| Processing fees | 31.03.2024 |
| Prepayment charges | Nil |
| Repayment options | Upto 30 years |
| Maximum loan amount | 30 Crore |
| Loan approval time | 1.5 week |
| Maximum Finance | Upto 90% |
| Min. Income | 1.2 Lac Annual |
United Bank Home Loan Interest Rates 2024
| Margin & Loan Amount | CIBIL
|
CRIF | EXPERIAN | EQUIFAX | Applicable ROI |
|---|---|---|---|---|---|
| For loan above Rs. 30 lacs
LTV Ratio <= 80% |
800 & above | 879 & above | 812 & above | 829 & above | RLLR+BSP-0.85%
(presently 8.40%) |
| Irrespective of Loan Amount
LTV Ratio <= 80% |
PNB Pride* | RLLR+BSP-0.80%
(presently 8.45%) |
|||
| 750 and above | 660 and above | 806 and above
|
777 and above
|
||
| 700-749 | 610-659 | 756-805 | 727-776 | RLLR+BSP-0.35%
(presently 8.90%) |
|
| 600-699 | 502-609 | 618-755 | 560-726 | RLLR+BSP+ 0.75%
(presently 10.00%) |
|
| Loan Amount upto 30 lacs
LTV Ratio more than 80% but upto 90% |
PNB Pride* | RLLR+BSP-0.70%
(presently 8.55%) |
|||
| 750 and above | 660 and above | 806 and above
|
777 and above
|
||
| 700-749 | 610-659 | 756-805 | 727-776 | RLLR+BSP-0.25%
(presently 9.00%) |
|
| 600-699 | 502-609 | 618-755 | 560-726 | RLLR+BSP+ 0.85%
(presently 10.10%) |
|
United Bank Home Loan EMI Calculator
Steps for calculate home loan emi:
✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)
|
|
Here’s the calculation table for users who want to take loan from United Bank for specific period of time – 7, 10, 12, 15 & 20 years. We calculated emi for the loan amount which are so common in as public prospective.
| Loan Amount | Loan Period | ||||
| 7 Years | 10 Years | 12 years | 15 Years | 20 Years | |
| 5 Lakh | ₹ 7931 | ₹ 6213 | ₹ 5564 | ₹ 4938 | ₹ 4355 |
| 6 Lakh | ₹ 9517 | ₹ 7455 | ₹ 6677 | ₹ 5926 | ₹ 5226 |
| 7 Lakh | ₹ 11103 | ₹ 8698 | ₹ 7790 | ₹ 6914 | ₹ 6097 |
Documentation Charges : N.A
Prepayment Charges : NIL
Loan amount for Property/Home: Amount of loan depends on the cost of house/flat, application’s age, income, repayment capability etc. Loans of greater amount may be measured on the basis of value of the case.
| Nature of Applicant | Location of House/ Flat/ Property | |||
| Metro | Urban | Semi-Urban | Rural | |
| For all Categories of Borrowers | Max upto 300 Lac | Max upto 75 Lac | Max upto 45 Lac | Max upto 25 Lac |
Prepayment Charges:
- Nil.
- 2% prepayment charges is applicable on balance amount in case of takeover of loans by Banks/HFCs
Branch address of United Bank for avail Home Loans
| City | Branch Address |
| Delhi | Modi Complex No.2, Local Shopping Centre No. II, Ashok Vihar, Phase – II, City : Delhi, State : Delhi, Pin : 110052 |
| H-1598,Dda Shopping Complex Market No.4, C.R.Park,N.Delhi, City : Delhi, State : Delhi, Pin : 110019 | |
| J.C.Das Bldg, 90/8,Connaught Circus,, City : Delhi, State : Delhi, Pin : 110001 | |
| C-2/393, Main Pankha Road, Janakpuri, New Delhi, City : Delhi, State : Delhi, Pin : 110058 | |
| 9A (1St Floor), Kamla Nagar, City : Delhi, State : Delhi, Pin : 110007 | |
| A-16, Priyadarshini Vihar, Off. Sai Mandir, Laxmi Nagar, City : Delhi, State : Delhi, Pin : 110092 | |
| Unit No.C-40, Defence Colony,New Delhi, City : Delhi, State : Delhi, Pin : 110024 | |
| Bangalore | 40 Kempegowda Road, Bangalore, City : Bangalore, State : Karnataka, Pin : 560009 |
| 40/2,Brigade Road, Bangalore, City : Bangalore, State : Karnataka, Pin : 560001 | |
| Mumbai | 506, Gopi Kunj, Gopi Kunj, 506,, Chitrakar Dhurandhar Rd, Khar West, Mumbai, Maharashtra 400052 |
| Pune | 16, Connaught Road, Pune, Alankar Cinema, Connaught Road, Pune, Maharashtra 41100 |
| Kolkata | 60,Desbandhu Road(West),Kolkata, City : Kolkata, State : West Bengal, Pin : 700035 |
| 35/1/1B, B.T.Road, Kolkata, City : Kolkata, State : West Bengal, Pin : 700002 | |
| 57,Cossipore Road, Kolkata, City : Kolkata, State : West Bengal, Pin : 700036 | |
| Nagpur | Chandrapur – Mul – Nagbhir – Nagpur Hwy, Agrasen SQ, Gandhibagh, Nagpur, Maharashtra 440002 |
| Chennai | No.115,117, Armenian St, Parrys, George Town, Chennai, Tamil Nadu 600001 |
| Coimbatore | 24/831-832,Oppankara Street, Coimbatore, City : Coimbatore, State : Tamil Nadu, Pin : 641001 |
| Hyderabad | 4-3-331 Bank Street,Hyderabad, City : Hyderabad, State : Telangana, Pin : 500195 |
| Dno.15/24/300, 300 MIG-I, KPHB Colony, Kukatpally, Dist. Hyderabad, Pin-500072, A.P., City : Hyderabad, State : Telangana, Pin : 500072 | |
| Plot No: 33& 34, Kesavareddy Complex, RTC Colony, LB Nagar, Hyderabad, Ranga Reddy(Dist), City : Hyderabad, State : Telangana, Pin : 500074 | |
| H.No.8-3-677/14, , Sree Krishnadevaraya Nagar, , Yellareddyguda,, City : Hyderabad, State : Telangana, Pin : 500073 | |
| Chandigarh | Sco/32/33/34, Sector-17C, Chandigarh, City : Chandigarh, State : Punjab, Pin : 160017 |
| Kanpur | Ubi Building, 28/93, Birhana Rd, Near PNB Bank, Naughara, General Ganj, Kanpur, Uttar Pradesh 208001 |
| Ahmedabad | Lal Darwaja,Relief Rd,Pbno.170,Ubi Bldg., Ahmedabad, City : Ahmedabad, State : Gujarat, Pin : 380001 |
| 32,New Brahmakshatriya Society, Pritamnagar,Ahmedabad, City : Ahmedabad, State : Gujarat, Pin : 380006 | |
| Aurangabad | A’bad Branch, Vinayak Rao Patil Chowk, Station Road, Osmanpura, Near Hotel Oberoy, Osmanpura, Aurangabad, Maharashtra 431005 |
| Baroda | Tower Square, Near Tower, Opp. GEB Office Raopura, Vadodra, City : Baroda, State : Gujarat, Pin : 390001 |
| 2, Ground Floor, Savoy Complex,63, Haribhakti Extension,Old Padra Road,Vadodara—390007, City : Baroda, State : Gujarat, Pin : 390007 | |
| Bhopal | Hotel Taj, 52 Hamidia Road, Bhopal, City : Bhopal, State : Madhya Pradesh, Pin : 462001 |
| Plot-278, Zone-2, M.P.Nagar, Bhopal, City : Bhopal, State : Madhya Pradesh, Pin : 462011 | |
| Bhubaneshwar | Market Building, Bhubaneswar,Orissa, City : Bhubaneswar, State : Orissa, Pin : 751009 |
| Plot No.3,Nayapalli, Bhubaneswar, Khurda, City : Bhubaneswar, State : Orissa, Pin : 751012 | |
| Cuttack | Naya Sarak,Cuttack,Orissa, City : Cuttack, State : Orissa, Pin : 753002 |
| P.O.Bhutmundei,Jagatsinghpur,Orissa, City : Cuttack, State : Orissa, Pin : 754141 | |
| Dehradun | 75/1, Arghar, Dharampur, Dist. Dehradun, Pin-248001, Uttarakhand, City : Dehra Dun, State : Uttarakhand, Pin : 248001 |
| Faridabad | A-3/1, Nehru Ground,N.I.Town, Faridabad, City : Faridabad, State : Haryana, Pin : 121001 |
| Ghaziabad | Navyug Market, Ghaziabad,, City : Ghaziabad, State : Uttar Pradesh, Pin : 201001 |
| Noida | N-21, Sector-18, Noida, Uttar Pradesh, City : Noida, State : Uttar Pradesh, Pin : 201301 |
| Gurgaon | M-16,Old D.L.F.Colony,Gurgaon Mehrauli Road, Gurgaon, City : Gurgaon, State : Haryana, Pin : 122001 |
| 464 Mandir Marg, Vill. & Po: Kasan, Gurgaon, Haryana, City : Gurgaon, State : Haryana, Pin : 122051 | |
| Guwahati | G.N.Borodoloi Road, Panbazar, Guwahati, City : Guwahati, State : Assam, Pin : 781001 |
| Hosur | K.P. Dam Road, Dist. Krishnagiri, Basthi, Hosur-635109, Tamil Nadu, City : Hosur, State : Tamil Nadu, Pin : 635109 |
| Indore | UG-109-114 , Prem Trade Centre , Maharani Road, Indore, City : Indore, State : Madhya Pradesh, Pin : 452007 |
| 529, Khatwala Tank, Indore, M.P., City : Indore, State : Madhya Pradesh, Pin : 452014 | |
| jabalpur | 2049/2, M.B. Complex, Anand Nagar, Adhartal, City : Jabalpur, State : Madhya Pradesh, Pin : 482004 |
| Market Hriday Sthall,Victoria Road, Jabalpur, City : Jabalpur, State : Madhya Pradesh, Pin : 482002 | |
| Jaipur | 24, Giridhar Marg, Sunder Nagar, Malviya Nagar, City : Jaipur, State : Rajasthan, Pin : 302017 |
| Jamshedpur | Sakchi, Jamshedpur, Jharkhand, City : Jamshedpur, State : Jharkhand, Pin : 831001 |
| Kochi | 6/940, Seiken Chambers, Kannaur Road, Kozhikode, City : Kozhikode, State : Kerala, Pin : 673001 |
| Lucknow | 551, J/22, Ram Prasad Khera, Talkatora Road, Alambagh, Lucknow, City : Lucknow, State : Uttar Pradesh, Pin : 226005 |
| B-3/18, Sector-K Aliganj Lucknow-226024 , City : Lucknow, State : Uttar Pradesh, Pin : 226024 | |
| Ludhiana | 202 Sai Towers, Industrial Area -1 , Near Cheema Chowk , Opposit Police Post, Janakpuri, City : Ludhiana, State : Punjab, Pin : 141003 |
| Madurai | 295 West Masi Street, Maduria, City : Madurai, State : Tamil Nadu, Pin : 625001 |
| Mangalore | Near Gokarnanatha Temple, Alake, Mangaluru, Karnataka 575003 |
| Mysore | 110, sahukar chennaiah road,Thonachikoppal Lay Out,4Th Stage, Mysuru, Karnataka 570023 |
| Nashik | Shri Ganesh Bhuvan, Near Ved Mandir, Trimbak Road, Nasik, City : Nasik, State : Maharashtra, Pin : 422002 |
| Navi Mumbai | Vashi Rd, Sector 15, Kopar Khairane, Navi Mumbai, Maharashtra 400709 |
| Patna | Post Box No. 53, Abhay Bhavan, Frazer Road, Patna, Bihar 800001 |
| DC-18, Akanchha Enclave, Kankarbagh, Lohia Nagar, Patna, Bihar 800020 | |
| Ranchi | P.Box No.94, Main Road,Ranchi, Jharkhand, City : Ranchi, State : Jharkhand, Pin : 834001 |
| Raipur | NH200, Janta Colony, Raipur, Chhattisgarh 492001 |
| Sector-1, B/15,B/15, Main Road, Pandri, Devendra Nagar, Raipur, Chhattisgarh 492001 | |
| Surat | Trividh Chambers, Trade House, Ring Rd, Jay Prakash Narayan Marg, Maan Darwaja, Singapuri Wadi, Aman Nagar, Surat, Gujarat 395002 |
| Thane | Puskraj Prasad Building, Vishnunagar, Off Gokhale Road, Veer Baji Prabhu Deshpande Rd, Naupada, Thane West, Thane, Maharashtra 400602 |
| Trivandrum | TC. 2/231, Maniveena, Pattom P.O, Kesavadasapuram, Thiruvananthapuram, Kerala 695004 |
| Trichy | 16, Williams Road, kalaiaramzam Complaex, Cantonment, Tiruchirappalli, Tamil Nadu 620001 |
| Vizag | M.V.R.Complex, Opp.Rtc Complex, Waltair Station Approach Rd, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016 |
| Vijayawada | No.27-18-44,Congress Office Rd, Governorpet, Vijayawada, City : Vijaywada, State : Andhra Pradesh, Pin : 520002 |
| Warangal | 11-23-1035, L.B. Nagar, Warangal, City : Warangal, State : Telangana, Pin : 506002 |
| Allahabad | P.B.No28,53,Leader Road, Allahabad,, City : Allahabad, State : Uttar Pradesh, Pin : 211003 |
| Guntur | 24-2-128/1, 1St Floor, Patnam Bazar, Guntur, City : Guntur, State : Andhra Pradesh, Pin : 522003 |
Other Available Products of United Bank are :-
Source: United Bank of India Website
