Bajaj Finserv Personal Loan Ludhiana | Interest Rates | Branch Address
Bajaj Finserv Personal Loan in Ludhiana
| Interest Rates | 12.99% – 16.00% |
| Processing fees | Upto 2.00% |
| Foreclosure Charges | Upto 4% post 1st EMI clearance |
| Repayment Options | Upto 5 years |
| Maximum loan amount | Rs.25 Lakh |
| Turn Around Time | 24 hours |
Branch Location / Address of Bajaj Finserv In Ludhiana
1St & 2Nd Floor, Scf-35-G, Bhai Randhir Singh Nagar, Opp. Police Station, Orient Cinema Road, Ludhiana – 141002.
Why to go with Bajaj Finserv Personal Loan in Ludhiana
✓ Personal Loan Amount ranging between Rs.1 lac to Rs.25 lacs
✓ Nil foreclosure charges | Pre Prepayment facility*
✓ Flexible repayment options of 12 to 60 months
✓ Bajaj Finserv offers India’s fastest personal loan with disbursal in just 24 hours
✓ Pre Approved Offers
✓ Hassle free documentation & loan approval
Eligibility or Income Required for Bajaj Finserv Personal loan in Ludhiana:
✓ Individuals working for top Indian & Multinational companies are eligible for a personal loan.
✓ Must be a Salaried Professional.
✓ Check Salary / per month income criteria @ बजाज फाइनेंस व्यक्तिगत ऋण.
Latest Interest Rates of Bajaj Finserv Personal Loans in Ludhiana
| Charges | Charges Applicable |
|---|---|
| Personal Loan Interest Rates | 12.99% onwards |
| Processing fees | Up to 3.99% of the loan amount |
| Bounce Charges | Rs. 600 – 1200 Per bounce (Inclusive of applicable taxes) |
Before apply for personal loans with Bajaj Finserv, Always check eligibility criteria and terms & conditions properly to avoid any reason for rejection that could also adversely affect your CIBIL score. Avoid any errors by making use of the Personal Loan Eligibility Calculator to find out if you qualify for a personal loan.
One of the leading players in the personal loan business, Bajaj Finance personal loans can be availed for your personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.
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Documents required for a Personal Loan in Ludhiana |
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Photograph |
Color Passport size photograph (signed across the photograph) | |
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Financials |
Salary Slip of last 3 months | |
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Bank Statements |
Continuous recent 3 month bank statement of salary account | |
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Employment Proof |
Employee ID Card and Visiting card | |
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Work Experience Document |
Current employment | Appointment Letter / Form 16 / 1 year old salary slip |
| Previous employment | Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip | |
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KYC |
Identity Proof | Passport / Voters ID card / Driving License / PAN Card |
| Address Proof | Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign) | |
| Signature Proof | Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter | |
| Age Proof | Passport/ PAN Card / Driving License / Birth Certificate | |
Compare Bajaj Finserv with other Banks Personal Loans in Ludhiana
| SBI | HDFC Bank | ICICI Bank | Axis Bank |
| Bank of Baroda | Uco Bank | Dena Bank | Federal Bank |
Other Products of Bajaj Finserv available in Ludhiana
Bajaj Finserv Flexi Loan
Bajaj Finserv Business Loan
Bajaj FD Interest Rates
