HDFC Bank Home Loan Ludhiana – Interest Rates 2024, Branch Address

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HDFC Bank Home Loans in Ludhiana: Apply online for Best home Loans in Ludhiana with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for HDFC home loans and choose the lowest rates.

Check more information on HDFC Bank Home Loans. Borrowers can compare the best home loan offers in Ludhiana here, which helps in understand which bank is offer home loans @ lowest rates with lowest processing fees and fastest disbursal time.

HDFC Bank Home Loan Interest Rates Ludhiana

ਲੁਧਿਆਣਾ ਵਿੱਚ ਐਚਡੀਐਫਸੀ ਦੇ ਹੋਮ ਲੋਨ ਦੀਆਂ ਵਿਆਜ ਦੀਆਂ ਦਰਾਂ ਅਤੇ ਪ੍ਰੋਸੈਸਿੰਗ ਫੀਸਾਂ ਦੀ ਜਾਂਚ ਕਰੋ. ਤੁਸੀਂ ਘਰੇਲੂ ਲੋਨਾਂ ਦੇ ਬਿਹਤਰ ਪੇਸ਼ਕਸ਼ਾਂ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਲੁਧਿਆਣਾ ਵਿੱਚ ਹੋਮ ਲੋਨ ਬੈਂਕਾਂ ਦੇ ਨਾਲ ਤੁਲਨਾ ਕਰ ਸਕਦੇ ਹੋ.

Check what are the interest rates and processing fees of HDFC Bank Home loans in Ludhiana. You can compare HDFC Bank. with other home loans banks in Ludhiana to get better offers on housing loans.

HDFC Ltd Home Loan Interest Rates Feb 2024

Interest Rates

Minimum Interest Rates of home loan starts from 8.50% - 9.15% for all loan amounts who have CIBIL Score of 800 & above. All others the interest rates are 8.75% - 9.40%.

SPECIAL HOME LOAN RATES

All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%
Loan Slab	Home Loan Interest Rates (% p.a.)
For All Loans*	Policy Repo Rate + 2.00% to 2.65% = 8.50% to 9.15%


STANDARD HOME LOAN RATES

All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%
Loan Slab	Home Loan Interest Rates (% p.a.)
For All Loans*	Policy Repo Rate + 2.25% to 2.90% = 8.75% to 9.40%

*Credit score linked interest rates. All loans are at the sole discretion of HDFC Bank. T&C apply

Documents required for HDFC Bank Home Loans in Ludhiana

Application form with 2 photographs
Identity Proof & Residence Proof
Latest Salary Slip (Salaried Individuals)
Form 16 / ITR (Salaried Individuals)
Processing Fee cheque
Last 6 Months bank statement (Salaried Individuals)
Last 3 Year profit/loss & balance sheet (Self Employed – Professionals/Businessmen)
Last 3 years income tax returns (Self Employed – Professionals/Businessmen

HDFC Bank Branch in Ludhiana for Home Loans – Address :

HDFC BANK., SCO – 11, GREEN PARK AVENUE, CANAL COLONY, NEAR NEHRU SIDDHANT KENDRA, PAKHOWAL ROAD, LUDHIANA – 141001
HDFC BANK., SCO-15, FIRST FLOOR, CHAWLA TOWER, SECTOR 32 A, SAMRALA ROAD, LUDHIANA – 141001
HDFC BANK., FIRST FLOOR OF M.C. NO. B-35-922-K, SUNDAR NAGAR, NEAR MBD MALL, FEROZEPUR ROAD, LUDHIANA – 141012

Why to Choose Features of HDFC Bank Home loans in Ludhiana:

Maximum loan – 80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.
Maximum Term – The maximum period of repayment of a loan shall be upto 30 years (Telescopic Repayment option) under the Adjustable Rate Home Loan product, depending upon the specific repayment scheme as may be opted (*).
The maximum period of a loan shall be upto 20 years under the Fixed Rate Home Loan product.
Applicant and Co- Applicant to the loan
Adjustable Rate Home Loan
High Loan Eligibility – check online

For information on HDFC Bank. Home Loans: SMS HDFCHOME to 56767

Other Products available in Ludhiana from HDFC Bank.

1. HDFC Bank Personal Loan Ludhiana
2. HDFC Bank Credit Card Ludhiana
3. HDFC Bank Home Loan EMI Calculator Ludhiana
4. HDFC Bank Business Loan Ludhiana
5. HDFC Bank. NRI Home Loan Ludhiana
6. HDFC Bank Car Loan Ludhiana

Banks	Interest Rates
SBI	8.60% - 9.65%
HDFC Bank	8.50% - 9.40%
ICICI Bank	9.00% - 9.10%
LIC Housing Finance	8.50% - 10.50%
PNB Housing	8.50% - 10.95%
Axis Bank	8.75% - 9.15%
Bank of Baroda	9.15% - 10.50%
Canara Bank	8.90 %- 11.25%
Aadhar Home loan	N.A