ICICI Bank Credit Cards Fees and Charges 2024

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Check Applicable fees and Charges of ICICI bank credit cards

Apply Credit Cards and get the Best offers on Joining Fees, Annual Fees and Supplementary Card Fees:

ICICI Bank Card Variant	Joining Fee (1st year) Rs.	Annual Fee (1st year) Rs.	Annual Fee (2nd year onwards) Rs.	Supplementary Card Fee (Annually) Rs.
ICICI Bank Signature Credit Card	25000	Nil	2000	Nil
ICICI Bank HPCL Platinum Credit Card / ICICI Bank HPCL Titanium Credit Card / ICICI Bank HPCL Coral Credit Card	199	Nil	199	Nil
ICICI Bank British Airways Premium Credit Card Account	Nil	7000	7000	Nil
ICICI Bank British Airways Classic Credit Card Account	Nil	3500	3500	Nil
ICICI Bank Ascent American Express (R) Credit Card	4000	Nil	1000	Nil
ICICI Bank Platinum Chip Credit Card	Nil	Nil	Nil	Nil
Chennai Super Kings ICICI Bank Credit Card	500	Nil	500	Nil
ICICI Bank Unifare Credit Card	299	Nil	299	Nil
ICICI Bank Instant Platinum Credit Card	Nil	Nil	Nil	Nil
Amazon Pay ICICI Bank Credit Card	Nil	Nil	Nil	Nil
ICICI Bank Expressions Credit card	499	Nil	499	Nil
For all other cards, joining fees, annual fees and supplementary card fees are currently NIL for the Primary Card Member as well as for the Supplementary Card Member.
* If the total spends on the card is Rs. 50,000 or more during a year, the annual fee for the subsequent year shall be waived. If the total spends is less than Rs. 50,000 during a year, the annual fee shall be levied for the subsequent year.
2. Finance Charges:
ICICI Bank Card Variant	Overdue interest on extended credit		Interest on cash advances
	Monthly Rate	Annual Rate	Monthly Rate	Annual Rate
All Cards except for the cards mentioned below	3.40%	40.80%	3.40%	40.80%
ICICI Bank Instant Platinum Credit Card / ICICI Bank Instant Gold Credit Card / Fixed Deposit Instant Credit Card	2.49%	29.88%	2.49%	29.88%
ICICI Bank EMI Credit Card	1.49% / 1.99%	17.88% / 23.88%	1.49% / 1.99%	17.88% / 23.88%

3. Other Fees and Charges:
Cash advance – transaction fee	On all Cards – 2.50% on advanced amount, subject to a minimum of Rs. 300 except for the following cards: On Easy Deposit Card – Nil for cash withdrawals at ICICI Bank ATMs On Cash Card – Rs. 151 per transactionOn EMI Card – 2.99% on advanced amount, subject to a minimum of Rs. 299
Dial-a-draft – transaction fee	On all Cards – 3% of the draft value amount subject to a minimum of Rs. 300 except for the following card: On EMI Card – 2.99% on the value of demand draft, subject to a minimum of Rs. 299
Late payment charges	30% of Minimum Amount Due (subject to a minimum of Rs. 400 and a maximum of Rs. 700)
Over-limit charges	2.50% on the over-limit amount (subject to a minimum of Rs. 500)
Return of cheque	Rs. 250 per returned cheque
Auto-Debit return fee	Rs. 250 per Auto-debit return
Fee on cash payment at branches	Rs. 100 per payment transaction
Outstation cheque processing fee	1% of the cheque value, subject to a minimum of Rs. 100
Duplicate statement request (beyond 3 months)	Rs. 100
Card replacement fee	Rs. 100
Cheque / Cash pick-up fee	Rs. 100 per pick-up
Chargeslip request	Rs. 100 per chargeslip
Services charges – utility bill payment	NIL
Foreign currency transactions	Mark-up of 3.50%
Railway booking – surcharge	1.80% of transaction value for Internet transactions and 2.50% for other bookings
Fuel surcharge	2.50% of transaction value or Rs. 10 whichever is higher. Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of Rs. 3000, when the payment is made by swiping the card on ICICI Bank swipe machines). Surcharge waiver of 2.5% of transaction value on all petrol pumps on select cards.
Transaction fee on EMI Card	Rs. 149 per transaction on EMI Card
Service Tax	As may be applicable from time-to-time, presently @ 10.30% (applicable on all fees, interest and other charges)

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