Axis Bank Home Loan Mumbai – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Mumbai: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Mumbai. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Mumbai
- Address: READY MONEY TERRACE, 167A, Ground Floor, Dr Annie Besant Rd, Worli Naka, Worli, Mumbai, Maharashtra 400018
- Address: Flat No 2, Gr Flr, Padam Building No 1 Padam CHS Ltd, Pedder Rd, Mumbai, Maharashtra 400026
- Address: A/12, 1st Flr, A Wing 210, Mittal Tower, Barrister Rajni Patel Marg, Nariman Point, Mumbai, Maharashtra 400021
- Address: Ground Floor, Jeevan Prakash Building, Sir Phirozshah Mehta Rd, Kala Ghoda, Fort, Mumbai, Maharashtra 400001
- Address: SN 52, CS No 1331, GF, Nathani Heights, Dalal Estate, Mumbai, Maharashtra 400008
- Address: No 156, Gr Flr, Famous Line Laboratory Pt, Tardeo Rd, Tardeo, Mumbai, Maharashtra 400034
- Address: Gr Flr, Irla Telephone Exchange Building, Swami Vivekananda Rd, Andheri West, Mumbai, Maharashtra 400058
- Address: No 7, Monolith Building, Nepeansea Rd, Mumbai, Maharashtra 400006
- Address: Ground Floor & Mezzanine, Manek Plaza, CST Road, Santacruz East, Mumbai, Maharashtra 400055
- Address: 1, Ground Floor, Corporate Center CTS, 271, Andheri – Kurla Rd, Mumbai, Maharashtra 400059
- Address: No 340, Ground Floor, Warden House, Sir Jamshedji Jeejeebhoy Rd, Byculla, Mumbai, Maharashtra 400008
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Mumbai
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
-
- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Mumbai:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Mumbai
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Mumbai:
Mumbai (formerly called Bombay) is a densely populated city on India’s west coast. A financial center, it’s India’s largest city. Mumbai is the second-most populous city in India after Delhi and the eighth-most populous city in the world with a population of roughly 2.3 crore (23 million). It has the highest number of millionaires and billionaires among all cities in India.
Mumbai is the financial, commercial, and the entertainment capital of India. It is also one of the world’s top ten centres of commerce in terms of global financial flow, generating 6.16% of India’s GDP, and accounting for 25% of industrial output, 70% of maritime trade in India (Mumbai Port Trust and JNPT), and 70% of capital transactions to India’s economy.
The city is also home to Bollywood and Marathi cinema industries. Mumbai’s business opportunities attract migrants from all over India.
Mumbai has been ranked sixth among top ten global cities on the billionaire count with 28, and it has 46,000 millionaires. With a total wealth of around $96,000 crore ($960 billion), it is the richest Indian city and 12th richest city in the world.
