Bank of Baroda Personal Loan – Interest Rates 2024, Documents List, EMI
Bank of Baroda Personal Loan: Get quotes on Interest Rates, Processing Fees, Eligibility loan amount, lowest emi per month. Compare with other banks online at Deal4loans.
Bank of Baroda offers loans for wedding / marriage, Consumer durable, Holiday vacations, Traveling, Medical Emergency etc.
Highlight of Bank of Baroda Personal Loan
| Interest Rates | 10.90% – 18.25% |
| Processing Fee | Rs.1000 – Rs.10000/- or 2% of Loan amount |
| Repayment Period | Upto 3 Years |
| Loan Amount | Upto 2 Lakh |
Apply for Personal Loan
Bank of Baroda Personal Loan Interest Rates 2024
| Product | Conditions | Effective Rate of Interest | |
|---|---|---|---|
| Baroda Personal Loan | Govt Employees / defence personnel maintaining salary account with Bank under scheme code SB 182 & 186 | From 10.90% to 11.40% | |
| Gold: Same target customers as mentioned in Silver Category, however, salary account must be with Bank. | From 11.40% to 16.25% | ||
| Category C: Silver : Employees of Central / State Govt. / PSUs / Autonomous Bodies/ Listed Public Limited Company having external rating “A” & above / Joint Sector Undertakings, & Educational Institutions of National Repute, having salary account with other Bank | From 11.90% to 16.25% | ||
| Category B : (Employee of Private / Public, Trust, LLP, Insurance Agent, Self Employed Professional and business persons) having account relationship with Bank | From 12.65% to 16.25% | ||
| Category A :(Employee of Private / Public, Trust, LLP, Insurance Agent, Self Employed Professional and business persons) having account relationship with other Bank | From 14.65% to 18.25% | ||
| Baroda Home Suvidha Personal Loan | – | ||
Key Benefits of Bank of Baroda Personal loan
- Helps you take care of all kinds of expenses at a short notice.
- The Loan may be availed to meet expenses related to marriage, travel, honeymoon, holiday and medical expenditure or for any other personal use.
- The Personal loan is also available to Pensioners/Defence Pensioners
- Loan is also available for Earnest Money Deposits for buyers of home/flat/plot.
Eligibility Required for Bank of Baroda Personal Loan:
Use Personal loan Eligibility Calculator to know how much loan amount you can get from the bank on the basis of your income, job profile.
- The beneficiaries of this loan can be:
- Permanent confirmed employees (minimum 1 year service) of
- Central/State Govt/ /Autonomous Bodies/Public/ Joint sector undertakings.
- Reputed Limited companies / MNCs & Educational Institutions.
- Self Employed Professional Doctors, Architects, Interior Designers, Engineers, Chartered Accountants, Technical & Management Consultants & practicing Company Secretaries only, with a stable business (minimum 1-year).
- Insurance agents subject to
- The agent is doing insurance business for the last -5- years
- The agent has regular and stable income and maintaining SB a/c with the bank for crediting commission cheques received from their principals.
- Permanent confirmed employees (minimum 1 year service) of
How Much Loan Amount you can get:
- Minimum : Rs. 20000 and
- Maximum of Rs. 2,00,000 (Subject to condition)
- For Civil Pensioners : Maximum limit Rs. 1 lac
- For Defence Pensioners : Maximum limit Rs. 2 lacs
- For Earnest Money Deposit : Maximum limit Rs. 5 lacs
Repayment Options available for you:
- Up to 36 months (maximum) in Equated Monthly Installments.
- No pre-payment charges. However, penalty of 2% on overdue amount
Bank of Baroda Personal Loan EMI Calculator
Bank of Baroda personal loan emi calculator helps you to know how much emi per month you have to pay against the personal loan. You just need to enter loan amount, interest and repayment period calculator will show you monthly emi.
For Example – If you take loan of Rs. 2.00 lakh at 12.00% for 5 years monthly emi would be Rs.4449/.
| Loan Amount | Tenure In Years | Interest Rate | Monthly EMI |
| 200000 | 1 | 12.00% | ₹17,769.76 |
| 200000 | 2 | 12.00% | ₹9,414.69 |
| 200000 | 3 | 12.00% | ₹6,642.86 |
| 200000 | 4 | 12.00% | ₹5,266.77 |
| 200000 | 5 | 12.00% | ₹4,448.89 |
Documents Required for Personal loans at Bank of Baroda:
|
Salaried |
Self |
|
| ID Proof | Any One-Govt. I Card/ Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card | Any One-Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card |
| Address Proof | Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate | Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate |
| DOB Proof | Birth Certificate or 10th Class Passing Certificate | Birth Certificate or 10th Class Passing Certificate |
| Financial Docs |
|
Self employed (Professionals)
Self Employed (Individuals)
|
Compare Bank of Baroda personal loan with other Banks
| SBI | HDFC Bank | ICICI Bank | Axis Bank |
| Bajaj Finance | Indusind Bank | SMFG India | TATA Capital |
| Ratnakar Bank | Citibank | Standard Chartered | Kotak Bank |
| Bank of Baroda | Uco Bank | Dena Bank | Federal Bank |
List of Bank of Baroda Branches for Personal loans in India
| Bank of Baroda Delhi Personal Loan Branches |
| Ramdel,Dr.Ram Manohar Lohia Hospital,Baba Kharag Singh Marg,Delhi-110053 |
| C-14,Dilshad Colony, Dilshad Garden, Delhi – 110095 |
| 9 12,Main Road Kailash Nagar,Delhi, 110031 |
| Plot No 10&11, Local Shpng Cntr,I.P.E, Delhi -110092 |
| Karawa,2,Mukhiya Market,Karawal Nagar, Delhi,Pin-110094 |
| Mkchow,Plot No. 13,Block -F,Pocket – 19,Sector-8,Rohini,New Delhi-110085 |
| Nehrup, 55, Madhuban, Nehru Place, Delhi. Pin-110019 |
| 1St Floor, Aggarwal He Plot No 5, Netaji Sub Delhi – 110034 |
| Bank of Baroda Mumbai Personal Loan Branches |
| Ambarn,Shop No.A-1-4, A/103,Triveni Sangam Chs,Near Datta Mandir,Vadavli Section,Ambernath (E)- 421501 |
| 189, Khajina Mahal S.V. Road, Andheri (W) Mumbai – 400058 |
| Devdarshan Building Station Road Bhandup W, Mumbai – 400078 |
| Bhayan,Bhayandar(W)Branch,Shop No 2,Ground Floor,Kailash Darshan,Geeta Nagar,Phatak Road,Bhayandar-W- Thane,401101 |
| Boreas, Near Pf No. 6 Of Borivali Railway Station, Landing Of Bmc Bridge, Borivali East, Mumbai-400066. |
| Borivl,Bank Of Baroda,BorivliW,Brjaya Talkies Compound ,S V Road Borivali (W),Mumbai,Maharashtra-400092 |
| Jaydev House, Plot No93/A,Charkop Kandivali, Mumbai – 400067 |
| Bank of Baroda Chennai Personal Loan Branches |
| 25-Paladiamman, Koil S Treet, Adambakkam,Chennai – 600088 |
| Adayar,Anu Acade No 1 15 Th Cross Street, Sastri Nagar ,Adayar,Chennai,Tamil Nadu-600020 |
| Ambatt,Seven Star Complex, M.T.H Road ,Ambattur,Chennai,Tamil Nadu-600053 |
| 52, Montieth Road Egmore, Chennai – 600008 |
| 10 First Main Street,United India Colony, Kodambakkam, Chennai – 600024 |
| Bank of Baroda Bangalore Personal Loan Branches |
| 2, Prithvi Building Kg Road, Bangalore 560080 |
| 48, Haines Roadfraser Town, Bangalore, Karnataka – 560005 |
| 72 Nitesh Lexington Av I Floor, Brigade Road, Bangalore – 560025 |
| 933B, 21St Main bangalore, Jp Nagar – 560078 |
| 9Th Main Iii Blockjayanagar, Bangalore -560011 |
| Kalban, No.310, 1St Main Road,H.R.B.R. Iii Block,Kalyan Nagar,Bangalore Pin-560043 |
| Rajaji, 1001/52, 80 Feet Road, 4 Th Block, Rajaji Nagar, Banglore Urban, Karnataka, Pin-560010 |
| Bank of Baroda Hyderabad Personal loan Branches |
| Asraon,Lig, B-32, Dr. A. S. Rao Nagar, Ecil ,Hyderabad,Ap-500003 |
| Gopal Rao Complex,Alwal, Hyderabad – 500010 |
| Srisailam Harsha M-Cube,Sy.No.495/E/Ee Attapur Villag,Rajendranagar Mandal,Ghmc Hyderabad. Pin- 500048 |
| Rbvr Reddy College Rdbarkatpura, Hyderabad – 500027 |
| 16-4-777/301 Amir Manzil, Chanchalcuda, Hyderabad – 500024 |
| Charmi, 22-7-294, 1St Floor, Nizambagh, Charminar, Hyderabad Pin-500002 |
| Hayath, Bob, Hayathnager Branch, Plot No.1, Sy. No. 275, Sp Bagh, Hayathnager, Hyderabad, Telangana, Pin-500070 |
| 3.6.509 Street No 6, Himayatnagar, Hyderabad – 500029 |
Other Available Loans & Cards from Bank of Baroda
- Bank of Baroda Home Loan
- Bank of Baroda Credit Card
- Bank of Baroda Gold Loan
- Bank of Baroda Personal Loan EMI Calculator
- Bank of Baroda Education Loan
- Bank of Baroda Loan against property
