Marksheet Loan 2024 – Interest Rates, Eligibility, Documents SBI,HDFC Apply

Have a look at मार्कशीट लोन marksheet loans / certificate loan in your city at lowest rates? Details on Interest Rates, Documents, Eligibility, Loan Amount, Process, Apply Online in Delhi, Ghaziabad, Noida, Mumbai, Ranchi, Pune, Nagpur, Hyderabad, Bangalore, Chennai, Kochi, Lucknow, Varanasi, Jaipur, Bhubaneshwar, Tamilnadu, Chandigarh , Ludhiana, Punjab, Amritsar etc.

Banks which are offering Marksheet Loans – SBI, ICICI Bank, Canara Bank, SBBJ, Union Bank, United Bank, Dena Bank, Uco Bank, Bank of Baroda, Syndicate Bank.

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Mark sheet loans: marksheet loans :for unemployed :mark-sheet copy of 10th class or 12th class or your present certificates/voter i.d/bank pass book front page copy/electricity bill/ration card or gas book copy.

Marksheet loans : for employed :any last three months salary slip/mark-sheet copy of 10th class or 12th class or your present certificates/voter i.d/bank pass book front page copy/electricity bill/ration card or gas book copy.

Project loans : for business class : project report copy/pan card/voter i.d/last two years income tax returns front page copy/bank passbook front page copy/electricity bill/ration card or gas book copy/optional:if you have business registration copy.

Eligibility Criteria for Marksheet Loan

• Minimum age of Applicant: 18 years
• Maximum age of Applicant at loan maturity: 65 years
• Minimum employment: Minimum 3 months in employment and minimum 6 months in the current organization
• Minimum Net Monthly Income: Rs.3,000 per month (Rs.3,000 in Mumbai, Delhi, Bangalore, Chennai and Hyderabad & Rs.3,000 in Calcutta, Ahmadabad and Cochin)

Documents required for Marksheet Loans:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
• Address Proof (Ration card Tel/Elect. Bill/ Rental agreement. / Passport copy/Trade license /Est./Sales Tax certificate)
• Bank Statements (latest 3 months bank statement / 6 months bank passbook)
• Latest salary slip or current dated salary certificate with latest Form 16

Self employed (Professionals) include self – employed Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretaries.

Eligibility Criteria
• Minimum age of Applicant: 18 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: 3 months to 6 months depending on profession
• Minimum Annual Income:Rs.1,00,000 p.a.

Documents required:
• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate).
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Qualification proof of the highest professional degree

Self Employed (Individuals) include self-employed – Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

• Minimum age of Applicant: 18 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: 3 months continuous business experience
• Minimum Annual Income: Rs.1,00,000 p.a.
• Available in select cities

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Documents required:
• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
• Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)

Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria
Years in business: Minimum of 3 months in current business and 6 months total business experience
• Business must be profit making for the last 6 months
• Minimum Annual Income: Rs1,00,000 p.a.
• Available in select cities

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Documents required:
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by
Director) & Board resolution (Original).

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