Apply for Home Loan in Guwahati online at lowest interest rates 2024. Check Home Loan in Guwahati eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Guwahati
Interest Rates |
8.65% – 12.00% |
Processing Fees |
0 to 2.00% of the loan amount + GST |
Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
Repayment Period |
3 to 30 years |
Part Payment Facility |
Yes, all bank |
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Home Loan Tools in Guwahati
Eligibility Criteria for Home Loans in Guwahati
Age |
21 – 58 years |
Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Guwahati
Checklist of Documents for Home Loan in Guwahati
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Home Loan Providers Branch List in Guwahati:
Allahabad Bank: 1st Floor, Basistha Rd, Hemlata Market, Basishta Chairali, Jawaharnagar, Beltola, Guwahati, Assam 781029
Assam Gramin Vikash Bank: G.S. Rd, Six Mile, Guwahati, Assam 781022
Axis Bank: 1st Floor, Megha Plaza, Beltola-Basistha Rd, Basishta Chariali, Krishnapur, Basishta, Guwahati, Assam 781029
Canara Bank: IIT Campus, NAC Eastern Corridor, IIT Guwahati, Guwahati, Assam 781039
Canara Bank Dispur: Punjabi Galli, Dispur, Guwahati, Assam 781006
Central Bank of India: Maniram Dewan Rd, MRD Road, Goswami Services, Silpukhuri, Chandmari, Guwahati, Assam 781003
UCO Bank: Gopinath Bordoloi Rd, Silphukuri, Guwahati, Assam 781003