PNB Housing Kolkata Home Loan – Branch Address, Rates
PNB Housing Kolkata provides housing loans to individuals and corporate bodies for purchase, construction, repair and upgradation of houses. It also provides loans for commercial space, loan against property and loan for purchase of residential plots.
PNB Housing Branch in Kolkata
KOLKATA (West Bengal)
PNB Housing Finance Ltd,
5th Floor South Block,
Premises No. 7 KYD Street,
Kolkatta-700016
Phone No: 033-40717051 to 54
PNB Housing Finance Home Loan Feb 2024
| Interest Rates | 8.50% - 11.95% |
| Approval Time | 48 Hours |
| Pre payment Charges | Nil |
| Loan Amount | 75% to 90% of market value |
| Min. Income | Rs.18000/- p.m |
| Loan Repayment | 30 years |
| Processing Fees | Rs.10000 + GST |
Advantages of taking Home Loan from PNBHFL in Kolkata
- ✓ PNB Housing finance offers upto 90% funding on property cost.
- ✓ Door step services ensure fast loan approvals.
- ✓ You can fetch more loan amount if cost of project is increased.
- ✓ You can check for Home loan Income TAX Benefits.
- ✓ High Standards of Ethics, integrity and transparency.
- ✓ Customized eligibility programs to work out your home loan amount.
PNB HFL Home Loan Eligibility Criteria in Kolkata
PNB Housing is the answer to your search for a rapid, customized, hassle-free, and easy-to-get home loan. It offers a range of incentives for all those wishing to fulfill their goals of owning or building a dream house, with the attractive interest rates available in market.
Whether you are a Salaried individual (Private or Government employee) or a Self-employed Individual, PNB Housing has a clear home loan eligibility criteria and requirements for all types of applicants.
| Age Limit | Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity. |
| Monthly salary/income | INR 15,000 and above |
| Required CIBIL Score | Minimum 611 |
| Work experience for salaried individuals | 3+ years |
| Business continuity for self-employed | 3+ years |
PNB Housing also gives the freedom to use instant home loan eligibility calculator and home loan EMI calculator to approximate how much home loan you are eligible for, your tenure and pertaining home loan EMI.
