Andhra Pradesh State Co-Op Bank Loan Interest Rates
APCOB offers Personal loan, home loan, car loan, two wheeler loan, property loan, education loan, hawkers loans, Pedalandiriki Illu at lowest interest rates.
APCOB Rate of Interests on Retail Banking Loans
| S.No. | Type of Loan |
Rate of Interest |
Maximum Amount of loan (Rs.in lakh) | Maximum period of Loan |
|---|---|---|---|---|
| 1. | Personal Loan | As per CIBIL rating: Rating: R.O.I 650-700: 12% 701-750: 11.50% 751 & above: 11% Employer Undertaking: 10% |
10.00 | 5 Yrs |
| 2. | Housing Loan | 10.00% (Fixed) Or 9.00%(Floating) |
60.00 | 30 Yrs/ Upto the age of 75% of the borrower whichever is earlier |
| 3. | Real Estate Mortgage Loan | As per CIBIL rating: Rating: R.O.I 650-700: 12% 701-750: 11.75% 751 & above: 11.50% |
25.00 | 10 Yrs |
| 4. | Vehicle Loan | 11.0% | 30.00 | 6 Yrs |
| 5. | Two Wheeler Loan | 11.0% | 2.00 | 3 Yrs |
| 6. | Education Loan | 11.50% | 30.00 | 10 Yrs after Moratorium period |
| 7. | SHG Loan – Cash Credit | 9% | 20.00 | Maximum 5 Yrs (Renewed yearly on calendar basis) |
| 8. | SHG Loan – Term Loan | 9% | 10.00 | 5 Yrs |
| 9. | SOD Against Mortgage of Property | 12% | 25.00 | 1 Yr |
| 10. | Sahakara Swayam Upadhi Finance Scheme -SSUF- Term Loan to Petty Traders | 11% | 2.00 | 5 Yr |
| 11. | Sahakara Swayam Upadhi Finance Scheme -SSUF- Cash Credit to Petty Traders | 11% | 2.00 | 1 Yr |
| 12. | Cash Credit to Traders | 11% | 60.00 | 1 Yr |
| 13. | SSUF-Hawkers (PM SVANidhi) | 10% | 0.10 | 1 Yr |
| 14. | SSUF-Hawkers (Jagananna Thodu) | 10% | 0.10 | 2 Yrs |
| 15. | SSUF- Term Loan to Women (YSR Cheyutha) | 10% | 0.56250 | 48 Months (Including Moratorium) |
| 16. | SSUF- Cash Credit to Women (YSR Cheyutha) | 10% | 0.56250 | 48 Months (Including Moratorium) |
| 17. | Sahakara Mortgage Loan | 12% | 5.00 | 10 Yrs |
| 18. | Pedalandiriki Illu | 9% | 0.50 | 3 Yrs |
Contact Details of APCOB
The Andhra Pradesh State Co-Operative Bank Ltd. (APCOB) D.No. 27-29-28 NTR Sahakara Bhavan, Help Hospital Road, Governorpet, Vijayawada- 520 002. Andhra Pradesh, INDIA.
Phone: 1800 – 4252 – 345
- The retail loan products are – Gold Loans, Personal Loans, Vehicle Loans (both 2 wheeler and car), Education Loans, Housing Loans, Real Estate Mortgage Loans, SOD against Mortgage of Property, SHG Loans, SME loans, etc.,
