Bajaj Finserv Lifestyle Finance | benefits | Documents | Fees & charges

With the 0% interest Lifestyle Finance from Bajaj Finserv Lending, you can buy the lifestyle product of your choice, be it a new bed, complete drawing room makeover, that latest modular kitchen or a Rolex for your dad on his birthday, without drawing from your savings. With 0% interest Lifestyle Finance, you simply divide the total amount of purchase with the loan tenor opted for, pay a few installments upfront along with a nominal processing fee and off you go with your favourite lifestyle products. There are no hidden charges whatosever.

Products Covered:

Home improvements and furniture, Modular kitchens, Jacuzzi & bathroom fittings, Kitchen equipments, Home furnishings, Luxury watches, Digital lifestyle products & many more.

Features and Benefits

1. Loan amounts of up to Rs. 3 lacs: You can get up to 3 lacs at 0% towards the purchase of your favourite lifestyle product
2. Instant and on the spot approval: you can get instant approval in 5 mins. All you need is basic documents like a PAN card, Driving license etc and a few details.
3. Minimal documentation: All you need is a few documents like PAN card, driving license etc and basic information to be filled in the loan application form.
4. Part Prepayment facility: ou can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs.
5. Online Account Access: Get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal. Just log in with your loan account number and access whatever information you want about your loan.

Fees and Charges

All you have to pay for availing of 0% interest Lifestyle Finance is a nominal processing fee depending on your loan amount as per the table hereunder:

Eligibility and Documents

You are a salaried person and between 21 years and 60 years of age.
You are a Self employed professional and between between 21 years and 65 years of age.

For a detailed listing of what all items are covered in sections like Home improvements and Furniture and Fitness euipment, please refer to the tables below:

Home improvements and furniture

Fitness equipment