Citibank Personal Loan – Interest Rates 2024, EMI Eligibility Calculator
Looking for Citibank personal loans at lowest rates? so don’t wait find details on Documents, Minimum EMI per month, Loan amount, eligibility criteria, processing fees, Apply online with special offers for women & other borrowers at Deal4loans. Citibank Personal Loan comes with a fixed rate of interest which means your EMIs will remain the same through the entire tenure of your loan. The loan shall carry interest at the rate specified in the Welcome letter.
Citibank offers personal loans for end use of wedding at home, higher education, down payments for new car or home, medical emergency or bill of medicals, foreign travels and personal finance needs.
Citibank personal loan details
Minimum Loan Amount | Rs.1 Lakh |
Maximum Loan Amount | Rs.30 Lakh |
Minimum Duration | 12 months |
Maximum Duration | 60 months |
Interest Rate | 10.99% |
Loan sanction time | 2 Days |
Features of Citibank Personal Loan
- Loan credited in your bank account within 2 working days
- Loan amount of upto 30 lakhs
- Fixed rate of interest
- Part payment options available at regular intervals
- Flexiable repayment options of 12 – 60 months.
Documents List for Citibank Personal Loan
- Proof of Identity
- Proof of Residence
- Proof of Age
- Length of Employment / Continuity of Business
- Proof of Income and Occupation
- Valid Passport, Valid Driving License are generally accepted as identity proof. However these documents can be accepted as address proof provided the address mentioned thereon matches with that of AOF.
Mode of Payment for CITIBANK Personal Loan
The Borrower will be issuing NACH Debit Instructions/Sls (referred to as ‘Repayment Instructions’ in the agreement) for the repayment of the Loan. Additionally, the Bank will also accept payment through NEFT and the Borrower can choose to avail such options when required to make payment towards the loan account.
In the event that Borrower wishes to change the repayment instruction on the said loan to another account via NACH Debit Instructions or Standing Instruction on a Bank account, he/she will provide Bank with an updated instruction in the prescribed format.
CitiBank Personal Loan EMI Calculator
Citibank personal loan emi calculator helps you to know how much emi per month you have to pay against the loan taken for personal use either for Marriage, Travel, Consumer Durables, Downpayment of car, renovation, education etc. you can select or choose the right loan amount as per your financial condition and it helps you in selecting the car variant as per your paying capacity of EMI. For calculation you have to just select the right loan amount, Interest Rate and Repayment period.
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For an example, You can take a loan amount of Rs. 5 lakh for 5 years repayment period at 12.50% rate of interest than you emi calculations are as follows:
- Loan Amount = Rs. 5,00,000
- Monthly Installment (EMI) = Rs. 11,249
- Total Interest Amount = Rs. 1,74,938
- Total Amount (Principal + Interest) = Rs. 6,74,938
Year | Principal | Interest | Balance Amount |
1 | Rs. 76,788 | Rs. 58,200 | Rs. 423,212 |
2 | Rs. 86,956 | Rs. 48,032 | Rs. 336,256 |
3 | Rs. 98,471 | Rs. 36,517 | Rs. 237,785 |
4 | Rs. 111,510 | Rs. 23,478 | Rs. 126,275 |
5 | Rs. 126,391 | Rs. 8,712 | Rs. 0 |
Citibank Personal Loan Branches & Locations in India
- Ahmedabad – Ground Floor, Kalapurnam, Near Municipal Market, CG Road, Ahmedabad – 380 009
- Aurangabad – Saraswati Sankul, Opposite S.B. Bus Stop, Aurangapura, Aurangabad – 431 001
- Bengaluru – No. 5, M.G. Road, Bengaluru – 560 001
- Bangalore – No. 91, Prestige South End, South End Road, Opposite Surana College, Jayanagar, Bengaluru – 560 004
- Chandigarh – Sco-132/133/134, Sector 9C, Madhya Marg, Chandigarh – 160 017
- Chennai – 163, Anna Salai, Chennai – 600 002
- Chennai – 50, C.P. Ramaswamy Road, 3rd Street, Abhiramapuram, Alwarpet, Chennai – 600 018
- Coimbatore – 657, Tristar Towers, Avinashi Road, Coimbatore – 641037
- Delhi – 124, Jeevan Bharati Building, 3rd Floor, Connaught Circus, New Delhi – 110 001
- West Delhi – 27, Central Market, Sector II, Western Avenue Road, Punjabi Bagh West, Delhi – 110 026
- South Delhi – Ground Floor, International Trade Tower, Nehru Place, New Delhi – 110 019
- South Delhi – Level 1, Gurmehar, A-12, Ring Road, South Extension Part-I, New Delhi – 110 049
- South West Delhi – 33, Basant Iok, Vasant Vihar, New Delhi – 110 057
- Faridabad – 24-27, Lower Ground Floor, Crown Ansal Plaza, Sector 15A, Mathura Road, Faridabad – 121 007
- Gurgaon – Ground Floor, DLF Square, M Block, Jacaranda Marg, DLF City, Phase II, Gurgaon – 122 002
- Secunderabad – Ground Floor, Queens Plaza, S.P. Road, Begumpet, Secunderabad – 500 003
- Hyderabad – Unit No. 1, Apurupa Silpi, Survey No. 124, Gachibowli Village, Serilingampally Mandal, Hyderabad, Ranga Reddy District – 500 032
- Jaipur – Bhagwati Bhawan, Ground Floor, Government Hostel Crossing, M I Road, Jaipur – 302 001
- Kochi – 38/1581 Fotofast House, M G Road, Ernakulam, Kochi – 682 035
- Kolkata – Kanak Building, 41, Chowringhee Road, Kolkata – 700 071
- Kolkata – 9, Brabourne Road, Ground Floor, Kolkata – 700 001
- Lucknow – 17/1, Ashok Marg, Ground Floor, Lucknow – 226 001
- Thane – Ground Floor, Shop No. 2., Wing A, Lalani Residency, Survey No. 199/4, Village Kavesar, Opp. Suraj Water Park, Near Waghbil Naka, Ghodbunder Road, Thane (West) – 400 615
- Mumbai – Bombay Mutual Building, 293, D.N. Road, Fort, Mumbai – 400 001
- Juhu – Ammu Bungalow, B/1, V. Mehta Road, JVPD Scheme, Juhu, Mumbai – 400 049
- Navi Mumbai – Mahatma Phule Bhavan, Palm Beach Road Junction, Sector 17, Vashi, Navi Mumbai – 400 705
- Mumbai West – 322, West View Building, Linking Road, Khar (West), Mumbai – 400 052
- Mumbai East – Times Square IT Park, Wing “B”, Unit No. 1, Andheri-Kurla Road, Marol Andheri (E), Mumbai – 400 059
- Mumbai – Ground floor, Shop no.G9 & G10, Palladium, Phoenix Mills Compound, 462, Senapati Bapat Marg, Lower Parel, Mumbai – 400013
- Nagpur – Nexus Point, Shop No. 1, Opp. Vidhan Bhawan, Civil Lines, Nagpur – 440 001
- Nasik – Rushiraj Presidency, Opp. Bhosala Military School, 52, 53, D’Souza Colony, College Road, Nasik – 422 005
- Noida – Ground Floor, Som Datt Tower, K-2, Sector-18, Noida 201301
- Pune – Ground Floor, Onyx Tower, 37/3 Ghorpadi, Nr. Westin Hotel, North Koregaon Park Main Road, Pune – 411 001
- Surat – 14 Adarsh Society, Opp. Kakadia Complex, Ghod Dod Road, Surat – 395 007
- Vadodara – Pelican Opp. Race Course Tower, Gotri Road, Vadodara – 390 007