Credit Card Offers on Bikes and Scooters 2024

If you’re in the market for a new bike, taking advantage of credit card offers can make buying that dream bike easier on your wallet. Various banks and credit card companies team up with bike dealers to roll out special promotions including cashback rewards, upfront discounts, and no-cost EMI plans.

These benefits not only help soften the financial blow with lower or no interest rates but also offer flexible ways to pay over time, plus they often toss in some extra savings too! So, if you’re ready to pedal away on a new bike, these credit card deals could be just what you need to make it happen affordably.

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Best Credit Card offers on Bike and Scooter Purchases

Below, we’ve highlighted the top deals on bikes and scooters available through credit cards from leading banks.

HDFC Bank Credit Card Offers

HDFC Bank provides attractive discounts on electric vehicles and scooters at TVS and Ather Energy stores. Cardholders can enjoy instant discounts on various models when they choose to pay using their HDFC credit card EMI options. These offers are designed to make eco-friendly vehicles more accessible and affordable.

1. Offers on TVS EVs

Category Offers Validity Period
TVS Scooters Get 5% off on TVS EV up to INR 7,500


Min. transaction value: INR 50,000



Offer available in many locations

31 December, 2024

Terms and Conditions

  • This offer is valid only on TVS EV.
  • A convenience or processing fee of Rs 199 plus GST applies to EMI transactions. 
  • This offer applies to EMI tenures of 3, 6, 9, 12, 18, and 24 months.
  • Each customer can use this offer only once per instrument throughout the campaign period.

How to Avail the Offer?

Visit your nearest store or the TVS website and use your HDFC Bank credit card at checkout to take advantage of the offer.

2. Offers on Ather Energy Stores

Category Offers Validity Period
Ather Energy Stores Get an instant discount of up to INR 10,000 –

  • For transactions between INR 50,000 and INR 1 lakh, get a 5% instant discount with a maximum cap of INR 5,000.

  • For transactions over INR 1 lakh, get a 7.5% instant discount with a maximum cap of INR 10,000. 
31 October, 2024

Terms and Conditions

  • This offer is valid on EMI tenures of 6, 9, 12, 18, and 24 months, but not on the 3-month tenure.
  • A convenience fee of INR 199 plus GST applies to EMI transactions made with HDFC Bank cards. 
  • HDFC Bank cardholders who spend over INR 50,000 in a single transaction will qualify for a discount. 
  • The maximum discount available is INR 10,000.

How to Avail the Offer?

  • Go to your closest Ather Energy store.
  • Let the Store Manager know you want to use the offer.
  • Choose your product.
  • Pay with your HDFC Bank Credit Card EMI when you check out.

3. Offers on TVS Scooters

Category Offers Validity Period
TVS Scooters Get a 5% instant discount on TVS scooters up to INR 7,500

Min. transaction: INR 50,000

31 December, 2024

Terms and Conditions

  • Offer valid for 3, 6, 9, 12, 18, and 24-month terms. 
  • Available for the following models: Jupiter 125, Zest, NTorq, Raider, Sport, StaR City+, Radeon, Apache 160 – 200 CC, Apache RR and RTR 310 CC, and Ronin. 
  • This is an instant discount offer that you’ll receive immediately when you make your purchase.

How to Avail the Offer?

Visit your nearest store or the TVS website and pay with your HDFC Bank credit or debit card at checkout to take advantage of the offer.

Offers on Ola S1 Scooters

Enjoy exclusive discounts on Ola S1 EVs with credit card offers from leading banks like Axis, HDFC, and more. Get up to 5% off, up to INR 5,000, on Credit Card EMI transactions. These promotions are valid on purchases of INR 40,000 or more and are applicable to all Ola S1 variants until 31st October 2024.

Category Offers Validity Period
Ola S1 EVs Get 5% off up to INR 5,000/- on Credit Card EMI 31 October, 2024

Terms and Conditions

  • Available for credit cards from Axis Bank, DBS Bank, IDFC Bank, HDFC, HSBC, RBL, Yes Bank, and Federal Bank. (Banks’ T&Cs will apply)
  • Valid on credit card EMI plans of 9 months or longer. 
  • The minimum transaction amount is INR 40,000. 
  • Applicable to all purchases of Ola S1 variants.

No Cost EMI* (Offered by Financing Partners) 

  • Exclusive to Kotak credit cards.
  • Subject to the credit limit and card usage rules of Kotak. 
  • Available for 3-month loan tenures. 
  • The minimum purchase required is INR 3,000.
  • Offer valid until 31st October 2024.

Wrapping Up!

Seize the opportunity to make your next bike purchase more budget-friendly with these incredible credit card offers. From instant discounts to flexible EMI plans, leading banks are making buying your dream bike easier and more affordable. Whether you’re eyeing an eco-friendly scooter from TVS or Ather Energy or a stylish Ola S1 EV, these deals are designed to put your new ride within easier financial reach while maximizing your benefits.

FREQUENTLY ASKED QUESTIONS

What types of discounts are available on bike purchases with credit cards?

You can enjoy a variety of discounts including percentage-based reductions, cashback offers, and no-cost EMI options which reduce the upfront financial burden.

Can I use these offers at any dealership?

Offers are typically available at specific dealerships and brands partnered with the issuing banks. It’s always a good idea to check the offer’s applicability at your chosen dealership or brand’s official outlets and websites.

Are these offers available on all models of bikes and scooters?

Discounts and promotions may be limited to certain models or variants. Check the specific terms and conditions related to the offer for model-specific applicability.

How do I avail of these credit card offers on bike purchases?

To avail of these offers, select your bike or scooter, proceed to checkout, and choose the credit card EMI option if available. Make sure to enter any required promo codes or inform the store staff if you intend to use a specific credit card offer.

What should I do if my transaction doesn’t reflect the discount immediately?

If the discount isn’t applied instantly during your purchase, check with the store manager or contact your credit card customer service to ensure that the transaction is eligible for the offer and to resolve any issues.

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