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HDFC EASYEMI on Consumer Durables – Lowest Interest Rates

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HDFC Bank EASYEMI, shop in full and pay in parts by converting transactions into easy instalments. Be it online or in-store purchases; you can avail EASYEMI facility on HDFC Bank Debit Cards, Credit Cards and Consumer Loans.

Why EASYEMI from HDFC Bank?

A better way to pay for all kinds of purchases; electronics, furniture, apparel and more.

Eligibility Criteria for HDFC Bank EasyEMI


Where to enjoy EASYEMI option?

Category Brands
Electronics and smartphones Apple, Samsung electronics, Samsung mobiles, Sony, LG, Bosch, Whirlpool, OnePlus, Panasonic, Vivo, Oppo, Xiaomi & many more
Laptops / tablets Apple (MacBook & iPad ) , HP, Dell , Samsung tabs, Lenovo, Acer & many more
Furniture / Home Décor Livspace, Homelane, Arrivae, Home Town, Royal Oak, Damro, Stanley, Homecentre.com & many more
Health & Wellness / Hospitals VLCC, Dr Batra, Kolors, Kaya, Vibes, Clove Dental, Apollo, Indira IVF & many more
Apparels, Shoes & Accessories Ethos, Titan Helios, Major Brands ( Indian Terrain, Alda, Bath & Body Works, Charles & Keith, etc.), Arvind Brands ( Sephora, USPA, Flying Machine, etc.), Nalli Sarees, Manyawar, Hush Puppies, Adidas, Puma & many more
Education BYJUs, Vedantu, Klassroom, Math Buddy, Lido learning, Upgrad, Unacademy, Whitehat Jr & many more

Documentation

  • No documentation is required for availing EASYEMI on HDFC Bank Credit Card

Fees and Charges

Tenure ( Months) ROI Per Annum
3 16%
6 16%
9 16%
12 16%
18 16%
24 16%

Features of HDFC Bank No Swipe EMI

  • Easy: Avail of EMIs and without any down-payment from leading stores and online merchants.
  • Convenient: Purchase with just your mobile and PAN number. No document submission required
  • Flexible repayment: From 3 months to 24 months, choose a tenure according to your needs with our pocket-friendly repayment options.
  • Instant approvals and disbursal: Skip the waiting period and processing time and receive instant funds
  • Full finance: Get 100% finance to buy any products and services, and pay a convenience fee of just Rs. 199 + GST.
  • Available at leading stores and online merchants: Enjoy the No Swipe EMI benefit at popular stores such as Reliance Digital, Croma, Vijay Sales, Flipkart, Myntra, among others.

EASY EMI ON CONSUMER LOANS

  • Flexible Repayment Tenure – Choose a tenure according to your needs, 6 months to 24 months, with our pocket-friendly repayment options.
  • Instant Approvals and Disbursal – Skip waiting period and processing time with instant funds
  • Documentation – Provide income proof and documents for KYC Proof
  • No Down Payment – Get 100% finance to buy the products and services you need

Eligibility Criteria

Pre-approved Loan for HDFC Bank customers

Check eligibility – SMS MYHDFC to 5676712

Salaried employees – 21 – 60 years

Self-employed individuals – 26 – 65 years

Minimum Income HDFC Bank Salary Account Customers – Rs. 15,000*
Others – Rs. 18,000
Self Employed – ITR of Rs. 1.5 lakhs
Tenure  6months -36 months (depending on product type)
Minimum Loan Amount Rs.   10,000
Maximum Loan Amount Durables: Rs. 5,00,000
Lifestyle Product: Rs. 15,00,000

EASY EMI ON DEBIT CARDS

  • No blocking of money in the account
  • Pay Re. 1 & rest in EasyEMIs
  • Convenience/Processing Fee – Rs 199 + GST is applicable on EMI transactions
  • Flexible Repayment Tenure –
    Choose a tenure according to your needs; 3 to 24 months, with our pocket-friendly repayment options
  • Instant Approvals and Disbursal – Skip waiting period and processing time with instant funds
  • No Documentation – Avoid paperwork or document submission and enjoy a hassle-free process
  • No Down Payment – Get 100% finance to buy the products and services you need

Eligibility Criteria

Here’s how you can check your eligibility for EASYEMI

On WhatsApp – Text DCEMI to 70700 22222
EVA chatbot – Type DCEMI
Via SMS – SMS MYHDFC to 5676712

Via Missed Call to 9643 22 22 22

Loan amount –

  • Minimum Amount = Rs. 5,000
  • Maximum Amount = Rs. 5,00,000

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