ICICI Bank iWish Flexible Recurring Deposit Account | Interest Rates

IWISH Flexible RD account provides an easy online interface to see the progress of all goals and manage them from one place. Get Interest rates on Deposits like Fixed Deposits.

Interest Rates

Tenure / Maturity Period
Rates of Interest# (% p.a.) w.e.f August 16, 2013
6 months
7.75
9 months 7.75
12 months 8.00
15 months 9.00
18 months 9.00
21 months 9.00
24 months 9.00
27 months 8.75
30 months 8.75
33 months 8.75
3 years to 5 years 8.75
Above 5 years 1 day upto 10 years 8.50

Check out the key features of Iwish:

  • Flexibility: A recurring deposit with the added benefit that any amount can be contributed at any point of time. There are no penalties if funds are not deposited in a month. You also have an option of creating a standing instruction if you want to do so.
  • Better returns: You earn recurring deposit interest rates, while enjoying the freedom of not having to deposit into your goal every month.
  • Sharing: While many goals are personal, you can choose to share some your goals on Facebook and let friends and family be a part of your dreams.
  • Contribution: iWish gives an opportunity to your family and friends to contribute to your goals and help you reach the goals sooner. Contributions can be made from any bank account using a VISA debit card.

Who is eligible to use iWish?

  • iWish is available only to existing Savings Account holders of ICICI Bank. iWish can only be operated through your Internet Banking account.
  • However, please note that iWish is not available for Non Resident Indians (NRIs).

Charge for this product?

No, there is no charge for this product. This product and associated services are being offered free of charge.