Janalakshmi Financial Services – Loans for Individuals

Janalakshmi Financial Services offers Small Batch loans, Nano Loans, Home Improvement Loans & Jana Kisan Loan at lowest Interest Rates with affordable documents & Terms Conditions.

Rajashree Saroja Plaza,
No 34/1, Andree Road, Shanthinagar,
Bangalore – 560 027 Karnataka, India
Email: customercare@janalakshmi.com
Toll Free: 1 800 419 5262

Janalakshmi SMALL BATCH LOANS

This is a core product through which we meet the credit needs of several lakh underserved households. A small batch loan is provided to individuals in a group comprising a minimum of five and a maximum of 25 women, where each guarantees the other. This structure has five loan cycles. After completion of each, a customer can borrow the same amount or move on to the next level.

Janalakshmi NANO LOANS

This individual business loan allows budding entrepreneurs to finance working capital and to invest in equipment. The Nano loan is offered to customers with a proven credit history after they have completed two years in a small batch loan structure.

Janalakshmi HOME IMPROVEMENT LOANS

Many of our customers construct homes slowly and ‘incrementally’ over time, in keeping with their needs and the availability of resources. The home improvement loan speeds up this process of minor improvements, extensions, repairs and renovations. The product is offered to customers with a proven credit history after they have completed two years in a small batch loan structure.

Janalakshmi JANA KISAN LOAN

This loan is offered to small and marginal famers, as well as to leased land cultivators, for capital formation and enhancement of farm productivity. The loan covers agricultural and allied activities such as dairy farming, vegetable cultivation, Sericulture, poultry, and maintenance of tractors and other farm machinery. It is offered through our rural and semi-urban branches.