Lower Rates Home Loan for EPFO Employees Soon

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Retirement fund body, EPFO stated that its members will soon be able to mortgages their Provident Fund (PF) accounts for home loans.

Employees Provident Fund Organisation (EPFO) expects to garner more returns through investment in home loans.

This news just come after recently launched schemes for central govt employees. SBI launched those schemes at concession of .05% on general home loan interest rates. but in case of EPFO employees get home loan at concession of 1.00 to 1.25%.

Eligibility & Guarantee will be decided by EPFO soon.

Pledge PF on Home Loans

Customers will have to pay EMI against home loan
EPFO to decide on home loan eligibility and subscriber guarantee
CBT to decide on home loan’s terms & conditions.

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Top Banks for Home Loans in India

Banks	Interest Rates
SBI	8.60% - 9.65%
HDFC Bank	8.50% - 9.40%
ICICI Bank	9.00% - 9.10%
LIC Housing Finance	8.50% - 10.50%
PNB Housing	8.50% - 10.95%
Axis Bank	8.75% - 9.15%
Bank of Baroda	9.15% - 10.50%
Canara Bank	8.90 %- 11.25%
Aadhar Home loan	N.A

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