If you are looking for a personal loan but not getting it approved since you are working in a private company which is not listed by banks, why wait? Instead Apply online with us & get the lowest interest rates with minimum requirement of documents. Your loan will be approved* in principle within few minutes.
Interest Rates
10.99% -30.00%
Loan Amount
Upto Rs. 30 lakh
Tenure
5 years
Age Limit
21 – 58 years
Processing Fees
Upto 2%
Loan Eligibility
Rs. 50,000 to Rs. 30,00,000
Eligible customers
Salaried Employees / Individuals
Apply for Personal Loan
List of Banks which are offering Personal Loans to Unlisted companies Employee
Here’s the complete list of banks who offers personals loans to private companies which are unlisted in other banks. These banks are Capital First, SMFG India etc.
Documents Required for Personal Loans
Normal KYC (ID Proof / Address Proof/ Photos)
Income Proof / Salary Slip / Form 16
Fully Filled Application Form with 2 Photos
Cancelled Cheque
ICICI BANK Personal Loans for Unlisted Private Company Employees
Min Salary
35000 for Non ICICI Bank A/C
25000 for ICICI Bank A/C
Company Existence
2 Years as per MCA
CIBIL
0 & -1
C/R Job Experience
Latest 3 salary credit req
Total Exp
3 Years
Max Loan Amount
Upto 20 Lacs
TATA CAPITAL Personal Loan Details
Min Salary
30000
Company Existence
3 Years as per MCA
CIBIL
700 – 750 (Salary above 50k)
750 (Salary between 30k to 50k)
C/R Job Expe
2 Years in C/R Job
Total Exp
3 Years
Max Loan Amount
Upto 10 Lacs
Indusind Bank Personal Loan Details
Eligibility Criteria
For PL – Salaried
Net Monthly Income
25,000 – For Metro & 20,000 – for Small Cities
Age Criteria
Min. 21 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity
Current Experience
Min. 6 month & above
Total Job Experience
Min. 2Yr & above
Min. Loan Amount
1 Lakhs
Min. Tenure
12 Months
Max. Tenure
48 months
Processing Fee
0.5%- 2%
Prepayment Charges
4% post 12 EMI clearance
Turn Around Time
3-4 working Days
Cibil History
Cibil history must (min. 9 Months old Credit Card or Loan)
HDFC Bank Personal Loan Details
Eligibility Criteria
For PL – Salaried
Net Monthly Income
20000
Age Criteria
Min. 23 years Max. 60 Years
Current Experience
Min. 3 month & above
Total Job Experience
Min. 1Yr & above
Min. Loan Amount
1 Lakhs
Max. Loan Amount
7.50 Lakhs
Min. Tenure
12 Months
Max. Tenure
48 months
Interest Rate/Processing Fee
As per Income & Loan Amount
Prepayment Charges
4% post 12 EMI clearance
Turn Around Time
7 working Days
CIBIL History
Not Mandat
Company Existence
3years in MCA
Kotak Bank Personal Loan Details
Eligibility Criteria
For PL – Salaried
Net Monthly Income
40000 – For Metro & 35000 – for Small Cities
Age Criteria
Min. 21 years Max. 60 Years
Current Experience
Min. 6 month & above
Total Job Experience
Min. 1Yr & above
Min. Loan Amount
1 Lakhs
Min. Tenure
12 Months
Max. Tenure
48 months
Processing Fee
Rs. 999 – 2.00%
Prepayment Charges
5% post 12 EMI clearance
Turn Around Time
3-4 working Days
Standard Chartered Bank Personal loan Details
Eligibility Criteria
For PL – Salaried
Interest Rates
10.99 – 14.49%
Net Monthly Income
50,000 (No Relation with SCB) & 25,000 (Existing Relation with SCB)
Age Criteria
Min. 25 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity
Current Experience
Min. 3 month & above
Total Job Experience
Min. 2Yr & above
Min. Loan Amount
1 Lakhs
Max. Loan Amount
30 Lakhs
Min. Tenure
12 Months
Max. Tenure
60 months
Processing Fee
Zero for all
Partial Payment Option
Yes, Max 25% of POS (Once in a Year)
Prepayment Charges
1% of POS post 12 EMI clearance
Turn Around Time
4-5 working Days
Bajaj Finserv Personal Loan Details
Eligibility Criteria
For PL – Salaried
ROI
11.99% onwards
Net Monthly Income
40000 – For Metro & 30000 – for Small Cities
Age Criteria
Min. 25 years Max. 60 Years For Metro
Min 28 years Max. 58 Years for Small Cities
Current Experience
Min 1 Months & Above for Metro
Min. 1 year & above for Small Cities
Total Job Experience
Min 3 Years & Above for Metro
Min. 5Yr & above for Small Cities
Loan Amount
1 – 25 Lakhs
Tenure
Min 12 Months & Max 72 Months
Min 12 Months & Max 60 Months
Processing Fee
Upto 2.00%
Part Partment Charges
2% on principle Out standing
Free on Flexi-Loan & PLOC
Prepayment Charges
Upto 4% post 1st EMI clearance
Documents
ID/Address/Income proof and Banking – as per segmentation rules
Own house proof if current residence is Own