Personal Loans for Housewife / Unemployed – Interest Rates
Loans for Unemployed Borrowers like Housewives, Students, Jobless persons etc. Here’s the Interest Rates, Processing Fees, Loan Amount & Repayment period information of major banks who provide loans to these category users. Compare and Instant apply for personal loans at Deal4loans. Scheme is Closed by Government.
| Bank | Interest Rates | Processing Fee | Loan Amount | Tenor |
| HDFC Bank | 12.50% – 19.50% | 2.50% | Upto 25 Lakh | 5 Years |
| TATA Capital | 12.50% – 19.50% | 2.50% | Upto 15 Lakh | 5 Years |
| Kotak Bank | 11.50% – 18.95% | 2.00% | Upto 20 Lakh | 5 Years |
| Capital First | 13.00% – 20.00% | 1.50% | Upto 15 Lakh | 5 Years |
| SMFG India | 17.25% – 32.00% | 1.5 – 6.00% | Upto 15 Lakh | 4 Years |
| ICICI Bank | 11.49% – 17.50% | 2.50% | upto 20 Lakh | 5 Years |
| Standard Chartered | 12.50% – 17.00% | Nil | Upto 30 Lakh | 5 Years |
| Aditya Birla | 14.00% – 16.25% | 1.25% – 1.75% | Upto 30 Lakh | 5 Years |
| Bank of Baroda | 14.15% | 2.00% | Upto 2 Lakh | 3 Years |
| SBI | 17.65% | 2% – 3.00% | Upto 10 lakh | 4 Years |
Government loan plans for unemployed in India
Government of India introduced special scheme for unemployed persons who is educated upto 8th class or able to repay the loan amount. Borrowers can take upto 2 lakh of loan amount in normal conditions like – Marriage, Home renovate, medical expense etc. Loan amount of upto 5 lakh sanctions in case of business startup and industry sector.
Age = 18 to 35 Years
Maximum Income = 1 Lakh annual.
Benefits of Cash Loans for Unemployed
1. Same Day approval
2. No Security / Collateral needed.
3. Bad Credit History can avail the loan
4. Flexible repayment option of 1 to 5 years
Note*: Interest Rates and Banks shown in table are available for Salaried, Self Employed and Self Employed professionals only.
