Car Loan 

HDFC Bank Car Loan Srinagar | Interest Rates | J&K 190001

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Professional Details
Loan Amount
Occupation
Annual Income
City

HDFC Bank Car Loan Details Srinagar

Interest Rates car loan 7.95% to 8.30%
Processing Fee 0.4% of Loan Amount or Rs.10000, whichever is lower
Repayment 7 Years
Loan Amount Upto 100%
Foreclosure Charges Nil
Monthly Income 15000

New Car Loans

  • Up to 100% funding
  • Faster approvals and doorstep services
  • No Income Document Scheme
  • Flexible repayment period of up to 7 years
  • Fast and hassle free loan processing
  • Lowest down payment and best deals for customers
  • Approval of Car loan in 30 minutes
  • Easy loans up to Rs. 1.5 Cr.
  • Minimum Income per month required are Rs.15000/-

    • Pre-owned Car Loans

  • Widest range of authorized dealers
  • Up to 100% finance and up to 60 months tenure
  • Up to 2% lower interest compared to personal loan available in the market
  • Minimum income required 1 lakh Annually
  • Car loan approval in 30 mins
  • Highest loan value as compared to market

    •  
    What should be the age of my car?
    The vehicle age at the end of Loan against Car tenure should not exceed:

  • 7 Years for Private Usage
  • 6 Years for Commercial Usage

    • Loan against Car

  • Pre-approved cash loan for existing Car Loan customers
  • No income documents required
  • Easy access to cash when you required urgently
  • Lowest Interest Rates
  • Upto 90% fund available on used cars

    • Major Branches of HDFC Bank in Srinagar:

    1. Near Metlife, Baghat Chowk, Barzulla, Srinagar, Jammu and Kashmir 190015
    2. Hari Singh High Street, Srinagar, Jammu and Kashmir 190008
    3. Sokalipora, Srinagar, Jammu and Kashmir 190002
    4. Residency Rd, Regal Chowk, Munshi Bagh, Srinagar, Jammu and Kashmir 190006

    Documents Required for Car Loans under HDFC Bank in Srinagar

    Proof of Identity: Passport copy, PAN Card, Voters Id card, driving licence( Laminated, Recent, Legible)
    Income Proof: Latest salary slip with form 16.
    Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card.
    Bank Statement:Last 6 months

    Are you a self employed individual (Sole Proprietorship)?
    Be in business for at least 2 years
    Earn at least Rs. 60,000 per annum if you are looking to buy a standard car and at least Rs. 1,00,000 per annum for mid-sized and premium cars.
    Have a telephone at residence / Post Paid mobile connection

    Are you self employed (Partnership Firms) and (Private Limited Companies)?
    Earn at least Rs. 60,000 per annum if you are looking to buy a standard car and at least Rs. 1,50,000 lakh/anum for car loan
    Have a minimum turnover of Rs. 4,50,000 per annum
    Have a landline at your office and residence.

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