Car Loan 

ICICI Car Loan Ghaziabad | Interest Rates | Eligibility | Apply

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ICICI Bank Car Loans in Ghaziabad: Apply for lowest Interest car loans in Ghaziabad with ICICI Bank. Compare EMI, Eligibility, Documents and Fees and Charges on Used and New Car loans in Ghaziabad of TATA, Maruti Suzuki, Hyundai, Chevrolet, Honda & Mahindra etc.

ICICI Bank Offers Easiest & Simplest procedure for applying car loans with minimum documents, Fees & Charges.

  • We finance up to 90% of the ex-showroom price of the car.
  • The Loan amount also depends on the car model. Higher loan amounts are available under specific enhanced income eligibility criteria.

Compare, Calculate & Save more on Interest Rates & EMIs

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With ICICI Bank Car Loans, you can avail of car loans as per your needs.

Particulars Salaried Individual Self-Employed Individual Partnership Firm Private / Public Ltd Co
Age Criteria* The applicant should be above 25 years old at the time of application, and upto 58 years of age at the time of maturity of the loan. Any proprietor, partner, professional or director above 28 years but below 65 years at the time of the loan maturity.

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 Limited companies should have been in existence for at least 3 years.
Income Criteria* Gross annual income of at least Rs. 2.50 lakhs. Gross annual income of at least Rs. 2.00 lakhs. Firm should have a minimum PAT (profit after tax) of Rs. 2.00 lakhs. Minimum PAT (profit after tax) of Rs. 2.00 lakhs.
Stability The total employment stability should be more than 2 years and current employment stability of minimum 1 year. Business stability should be more than 3 years. Business stability should be more than 3 years. Business stability should be more than 3 years.

* Conditions apply

Pick your choice as per Benefits & Features of ICICI Car Loans:

  • Loan on the Strength of Your Income: Submit income proofs as required and avail finance up to 90% of the ex-showroom price of the car.*
  • Car Loans with Fixed Interest Rates: ICICI Bank offers new car loans with fixed rate option only.
    • Repayment tenure ranges from 1 year to 7 years for new car loans.
    • You may change the tenure of the loan before the loan is disbursed. The interest rate & EMI would change accordingly.
    • The repayment due dates for the loan are 1st and 15thof every month and would depend on the date of disbursement. Payment due dates cannot be changed.
    • A full pre-payment of the loan is accepted. Part pre-payment is not allowed.

Documents Required In Ghaziabad

Income proof:
Salaried individuals :
Latest Salary Slip and 2 years Form 16/ Income tax returns.
Self-Employed individuals:
Income Tax Returns of 2 previous financial years.
Partnership Firms, Societies & Companies :
Income Tax returns of 2 previous financial years along with complete financial/audit report.

About Ghaziabad:

Ghaziabad is a city in the Indian state of Uttar Pradesh. It is 19 km east of Delhi and 46 km southwest of Meerut. The city houses the headquarters of the Ghaziabad district. It is a large industrial city well-connected by roads and railways.

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