Axis Bank Insta Easy Credit Card | Eligibility | Information
Axis Bank Insta Easy Credit Card Eligibility – Details on Fees & Charges, How to apply, Offers, Reward Points, Privileges and Additional Benefits on Insta Easy Credit Card.
Features and benefits: – A Credit Card which can be availed over the counter at any Axis Bank Branch with minimal documentation and guaranteed approval. With the Insta Easy Credit Card, you get a host of benefits, attractive rewards and exciting offers every month!
Features & Benefits :
- Guaranteed Approval
- Highest Level of Security
- Easy Documentation
- Lower Interest Rate of 1.95% p.m
- Credit Limit as high/ low as you want
- Upto 100% Cash Withdrawal
- *Free credit period of up to 50 days
- Fuel Surcharge Waiver of 2.5% at all Petrol Pumps
- Rewards Program
Eligibility Criteria –
- All you need is a Fixed Deposit at any of the Axis Bank branches, conveniently located all across India.
- Kindly note the minimum Fixed Deposit requirement for issuance of Insta Easy Credit Card is Rs 20,000 and maximum of Rs 25,00,000
- Insta Easy Credit Card cannot be issued against Tax Saver FDs, Flexi-Deposits (Auto-sweep FDs), FDs in the name of HUF/Society/Trust/Companies. Insta Easy Credit Card cannot be issued to minors.
Fees and Charges for Insta Easy Credit Card
| Charges | Insta Easy Credit Card |
|---|---|
| Standard Joining Fee | Rs. 500 |
| Standard Annual Fee | Nil |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 1.95% p.m |
| Cash Withdrawal Fees | 2.5% of the Cash withdrawal amount (Minimum Rs 250) |
| Fee for Cash Payment | Rs. 50/- |
| Card Replacement (lost or stolen or re-issue) | Waived |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Rs. 300 if Total Payment Due is up to Rs. 2000 |
| Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 | |
| Rs. 600 if Total Payment Due is Rs. 5001 or more | |
| Over Limit Penalty | 3% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds | Rs.300 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Petrol Transaction Surcharge | 2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Plus point redemption fee | Rs 30 |
