Axis Bank Miles & More Credit Card – Features & Benefits
Miles & More Credit Card of Axis Bank: Get Details on Features & benefits, Eligibility Criteria, Documentation & Fees & charges. Axis Bank has partnered with Miles & More to launch two credit cards especially to offer you benefits far more than just travel. These cards enable you to earn award miles on all eligible spends and redeem your award miles for exciting products and flight awards, upgrades and much more.
Miles & More is the frequent flyer program of Lufthansa and eight other airlines including Austrian and SWISS. Miles & More Axis Bank Credit Card is linked to your Miles & More mileage account, and provides you both the benefits of being a Miles & More Axis Bank Credit Cardholder and a Miles & More member.
Features & Benefits
Earn unlimited miles
With your first transaction, you get welcome gift of award miles. Be it dining out or watching movies, shopping for groceries or booking flights, you earn award miles on ALL your eligible spends*. The more you spend, the more miles you earn!
| World Select Card | World Card | |
|---|---|---|
| Welcome Bonus on first transaction | 15,000 Miles | 5,000 Miles |
| Annual Bonus Miles | 4,000 Miles | 3,000 Miles |
| Miles for every Rs. 200 of eligible* spends | 6 Miles | 4 Miles |
| Miles for every Rs. 200 for spends on movie bookings | 20 Miles | 20 Miles |
* Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals, interest charges, EMI transactions, transactions identified under Merchant Category Code of Fuel.
You can easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.
| Total Miles* earned in a year | |||
|---|---|---|---|
| Monthly Spend (in INR) |
World Select Card | World Card | |
| Activation Welcome Miles | 15,000 | 5,000 | |
| Annual Miles on Renewal | 4,000 | 3,000 | |
| Spend Linked Miles | 1,00,000 | 36,000 | 24,000 |
| Total Miles | 55,000 | 32,000 | |
*For illustration purpose only, actual miles earned will depend on spends and payment of joining and annual fees.
Your miles never expire
As long as you are using your Miles & More Axis Bank Credit Card, your award miles will never expire. Keep spending and watch as your miles accumulate. The more miles you collect, the more you can enjoy the benefits such as award flights, a stay in a luxury resort or a dream vacation.
To ensure your miles never expire, there are certain conditions you need to fulfil:
- Be a Miles & More Credit Cardholder for at least 3 months
- Make at least 1 miles-related purchase every month with the Miles & More Credit Card by Axis Bank
Redeem your miles for exciting rewards
When you can earn unlimited miles, you need unlimited ways to spend them too. We offer you a wealth of opportunities to redeem your accumulated miles. Some of the options are:
- Flights and upgradesUse your miles to book flights with all the Star Alliance airline partners and the other Miles & More airline partners. You can even upgrade an already booked air ticket to a higher class of service with Condor and many Star Alliance partners.
- HotelsSpend your miles on accommodation in premium hotels and dream resorts. Holidaying was never this luxurious!
- ShoppingRedeem miles at our partner stores or if you prefer shopping on the Internet then choose from our wide range of online partners.
- Car rentalsSpend your award miles on car rentals.
- A good causeWith with your award miles, you could enable a child to go to school, ensure the care of an orphaned child or replant forests.
More Privileges
- Preferred rates on Axis Bank Home Loan and Loan Against Property
- Insurance cover
- Access to airport lounges across the world
- Fuel Surcharge Waiver
Eligibility Criteria:
Here are the conditions you need to meet before applying for a Miles & More Axis Bank Credit Card.
- Primary Card holder should be in the age bracket of 18 years to 70 years. Add-on Card holder should be 15 years and above
- Should be a resident of India
- The above eligibility criteria are only indicative. The Bank reserves the right to approve or decline applications for Credit Card.
Documents you need to present for your Miles & More Axis Bank Credit Card.
- Pan Card photocopy or Form 60
- Income Proof: Latest payslip/ Form 16/ IT Return copy
- Residence Proof: Passport/ Ration Card/ Electricity bill/ Landline Telephone bill
- Copy of latest Miles & More Membership card statement (for existing
Miles & More members only) - Only for existing Miles & More Credit Card customers: Credit card statement of existing Miles & More credit card (not older than 2 months) issued by
Miles & More’s earlier Banking partner in India
The above list is only indicative and documents required may vary on a case to case basis.
Fees and Charges
| Charges | World Select Card | World Card |
|---|---|---|
| Standard Joining Fee | 10,000 | 3,500 |
| Standard Annual Fee | 4,500 | 3,500 |
| Standard Add-on Card Joining Fee | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 2.95% per month (41.75% per annum) | 2.95% per month (41.75% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 250) of the Cash Amount | 2.5% (Min. Rs 250) of the Cash Amount |
| Fee for Cash Payment | Rs. 50/- | Rs. 50/- |
| Card Replacement (lost or stolen or re-issue) | Waived | Waived |
| Duplicate Statement Fee | Waived | Waived |
| Overdue Penalty or Late Payment Fee | Rs. 300 if Total Payment Due is up to Rs. 2000 | Rs. 300 if Total Payment Due is up to Rs. 2000 |
| Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 | Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 | |
| Rs. 600 if Total Payment Due is Rs. 5001 or more | Rs. 600 if Total Payment Due is Rs. 5001 or more | |
| Over Limit Penalty | 3% of the overlimit amount (Min. Rs 500) | 3% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds | Rs 300 | Rs 300 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 5000) | 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 5000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived |
| Hotlisting Charges | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived |
The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
