IDFC First Select Credit Card | Features | Benefits | Fees | Apply
up to 10X rewards on spends greater than ₹20,000, 6X rewards on all online spends, 3X rewards on all other spends. Travel hassle free with lower forex markup at 1.99%, domestic and railway lounge access, road side assistance and travel insurance. Card becomes richer with buy one get one movie offers, dining discounts and other handpicked benefits round the year
Credit Card reward points* are
- 10X Reward Points on all Spends above ₹20,000
- 6X Reward Points on Online Spends
- 3X Reward Points on all Offline Spends
- Your reward points are not capped and they don’t expire, ever !
- 10X Rewards on all spends done on your Birthday
- 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25
Fees & Charges
- Lifetime Free Credit Card
- Over limit Fee – NIL
- Credit Card Interest Rate – from 0.75% to 2.99% per month
- Reward Redemption Fees – NIL
- FX Markup – 1.99%
- Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
- International & Domestic Cash Advance Fee- ₹250
Super Saver Benefits
- Interest free cash withdrawal from ATMs for upto 48 days
- Low Interest Rate (% APR), starting at 0.75% p.m. (9% annually)
- NIL Overlimit fees, NIL Addon charges
- NIL Reward redemption fees
- Welcome Gift Vouchers worth ₹500 on spending ₹15,000 within 90 days of card set-up
- Get 5% cashback on first EMI transaction performed within 90 days of card set-up.
Privileges
- Buy one get one offer on movie tickets of up to ₹250 per ticket, twice every month
- Fuel surcharge waiver at all fuel stations across India up to ₹300 every month
- Free Road Side Assistance(RSA) worth ₹1,399
- 50+ In-App discount offers | Upto 20% discount on 1500+ Restaurants | Upto 15% discount on 3000+ Health & Wellness Outlets
- Personal Accident Cover of ₹5 Lakh * & Complimentary Lost Card Liability Cover of ₹ 50,000
- Comprehensive Travel Insurance Cover of ₹22,500#
- Complimentary Domestic Airport lounge & Railway Lounge accesses ( 4 each per quarter)
