IDFC First Wealth Credit Card | Fees | Features | Offers

Wealth credit card is FIRST of its kind – Complimentary for life, up to 10X Reward Points, 1.5% Forex Markup, Complimentary access to select Spas and Lounges at Domestic and International Airports, Travel insurance, accident cover privileges and other benefits round the year.

CIBIL Score

Credit Card reward points* are

  • 10X Reward Points on all Spends above ₹20,000.
  • 6X Reward Points on Online Spends.
  • 3X Reward Points on all Offline Spends.
  • 10X Rewards on all spends done on your Birthday.
  • 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25

Super Privileges of Wealth Credit Card

  • Complimentary Golf rounds
  • Free Road Side Assistance (RSA) worth ₹1,399
  • Fuel surcharge waiver at all fuel stations across India up to ₹400 every month.
  • Buy one get one offer on movie tickets of up to ₹500 per ticket, twice every month.
  • 50+ In-App discount offers | Upto 20% discount on 1500+ Restaurants | Upto 15% discount on 3000+ Health & Wellness Outlets
  • Welcome Gift Vouchers worth ₹500 on spending ₹15,000 within 90 days of card set-up.
  • Get 5% cashback on first EMI transaction performed within 90 days of card set-up.

Privileges of Wealth Credit Card

  • Air Accident Cover of ₹1 Crore*
  • Personal Accident Cover of ₹10 Lakh *
  • Complimentary Lost Card Liability Cover of ₹50,000
  • Comprehensive Travel Insurance Cover of $ 1200#
  • Enjoy 4 complimentary Domestic & International Airport lounge and spa visits every calendar quarter
  • Enjoy 4 complimentary Railway lounge visits every calendar quarter.

Fees & Charges of Wealth Credit Card

  • Lifetime Free Credit Card
  • Over limit Fee – NIL
  • Credit Card Interest Rate – from 0.75% to 2.99% per month
  • Reward Redemption Fees – NIL
  • FX Markup – 1.5%
  • Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
  • International & Domestic Cash Advance Fee – ₹250
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