IDFC First Wealth Credit Card | Fees | Features | Offers
Wealth credit card is FIRST of its kind – Complimentary for life, up to 10X Reward Points, 1.5% Forex Markup, Complimentary access to select Spas and Lounges at Domestic and International Airports, Travel insurance, accident cover privileges and other benefits round the year.
Credit Card reward points* are
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10X Reward Points on all Spends above ₹20,000.
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6X Reward Points on Online Spends.
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3X Reward Points on all Offline Spends.
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10X Rewards on all spends done on your Birthday.
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1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25
Super Privileges of Wealth Credit Card
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Complimentary Golf rounds
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Free Road Side Assistance (RSA) worth ₹1,399
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Fuel surcharge waiver at all fuel stations across India up to ₹400 every month.
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Buy one get one offer on movie tickets of up to ₹500 per ticket, twice every month.
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50+ In-App discount offers | Upto 20% discount on 1500+ Restaurants | Upto 15% discount on 3000+ Health & Wellness Outlets
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Welcome Gift Vouchers worth ₹500 on spending ₹15,000 within 90 days of card set-up.
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Get 5% cashback on first EMI transaction performed within 90 days of card set-up.
Privileges of Wealth Credit Card
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Air Accident Cover of ₹1 Crore*
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Personal Accident Cover of ₹10 Lakh *
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Complimentary Lost Card Liability Cover of ₹50,000
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Comprehensive Travel Insurance Cover of $ 1200#
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Enjoy 4 complimentary Domestic & International Airport lounge and spa visits every calendar quarter
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Enjoy 4 complimentary Railway lounge visits every calendar quarter.
Fees & Charges of Wealth Credit Card
- Lifetime Free Credit Card
- Over limit Fee – NIL
- Credit Card Interest Rate – from 0.75% to 2.99% per month
- Reward Redemption Fees – NIL
- FX Markup – 1.5%
- Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
- International & Domestic Cash Advance Fee – ₹250