LIC Platinum EMV Credit Card: Features | Eligibility | Information

LIC Platinum EMV Credit Card – that gives you access to special features and avail the best benefits as rewards, fuel surcharge & insurance cover. LIC Platinum Credit Card with enhanced security and safety features for those who prefers to use the credit cars without any border.

Enjoy the world of exciting privileges and benefits with your LIC Platinum EMV Credit Card.

It is a credit card that offers a powerful reward programme, fuel surcharge refund and complimentary insurance cover.

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Platinum EMV Cards Fees / Charges / Features

  • Free Card – No Joining Fees, No Annual & Renewal Fees.
  • Interest rate for revolving credit – 3.00% p.m [Annualized 36%]
  • 5 years validity
  • Photo Card with Signature of the Cardholder.
  • Max. three add on cards
  • Cash withdrawal upto 10% of the limit
  • Interest free Credit Period – minimum 15 days to maximum 45 days.
  • Personal Accident Insurance.
  • Purchase Protection of maximum ₹ 50,000/- upto 60 days.
  • Credit Shield of upto Rs. 50,000/- in case of Permanent Disability. (subject to terms and conditions)
  • One reward point for every Rs. 150 spent. 1 Reward point = Rs. 0.50.Rewards Points adjustable against outstanding amount or request before 30th June every year over & above 500pts
  • Billing Date – 21st of every month
  • Payment due date 5th of every month
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