Tata Platinum Card | Eligibility | Features | Apply
Apply online for SBI Tata Platinum Cards: Get details on features, Eligibility, fees & Charges and documents in Delhi, Mumbai, Pune, Bangalore, Noida, NCR, Cochin, Kolkata, Chandigarh in India.
Welcome Gift & Anniversary Gift*
1 Base Fare Return Domestic Air Ticket on Indigo Airlines OR
Gift Voucher worth Rs.3000 from any one of our Lifestyle Partners (Louis Philippe / Adidas) OR
Taj Gift Certificates worth Rs. 2000, 50% Off on Buffet Lunch, 2nd Round of Complimentary drinks & 50% Off on Weekend Packages
Empower Points
Get 3X Points per Rs 100/- on Departmental Stores, Grocery, Dining & International Spends
Get 1 point per Rs 100/- on other Retail Spends
1 Reward Point = Re 1
Value Back
Up to 6% Value back on spends on Tata Outlets
Bonus Spend Rewards*
Get Bonus Spend Rewards on achieving Annual Spends of Rs 4 Lakh and 5 Lakh each
1 Full Fare Return Domestic One Way Air Ticket on Indigo Airlines OR
Gift Voucher worth Rs.3000 from any one of our Lifestyle Partners (Louis Philippe / Adidas) OR
Taj Gift Certificates worth Rs. 2000, 50% Off on Buffet Lunch, 2nd Round of Complimentary drinks & 50% Off on Weekend Packages
Enjoy Complete Fuel Freedom
Get the freedom from paying 2.5% fuel surcharge across all petrol pumps. Save money every time you tank up.
Airport Lounge Access
Use your Tata Card and enjoy exclusive access to the premium MasterCard airport lounges in India. So whether you’re on a holiday or juggling a busy travel schedule, indulge yourself while you wait at the domestic and international terminals.
Master Card Offers**
– Starwood Hotels & Resorts: Enjoy 20% off on best available room rates when you stay for two or more nights at any participating Starwood Hotels and Resorts in Asia Pacific.
– Lemon Tree Hotels: 20% off the Room Rates at Lemon Tree Premier Hotels & 20% off on F&B at all Lemon Tree Hotels
– BookMyDeal.com: Buy 1 Deal and Get 1 Deal Free @ www.BookMyDeal.com
– Ticketplease.com: 50% off on every second ticket
**For Master Card Offer details and terms and conditions please click here
Fees and Charges on SBI TATA Platinum Card
| Joining Fee (One time) | Rs. 2,999 |
| Annual Fee (p.a.) + | Rs. 2,999 |
| Add-on Fee (p.a.) | Nil |
Extended Credit
| Interest Free Credit Period | 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Finance charges | Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Minimum Amount Due | 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
Cash Advance
| Cash Advance limit | Upto 80% of Credit Limit |
| Free Credit Period | Nil |
| Finance charges | Upto 3.35% p.m. (40.2% p.a.) from the trasaction date |
Cash Advance fee
| SBI ATMs/Other Domestic ATMs | 2.5% of withdrawal amount or 300/- (WIH) per transaction |
| International ATMs | 3% of withdrawal amount or 300/- (WIH) per transaction |
Other Charges & Fees
| Cheque Pickup | Rs 90/- |
| Cheque Bounce/ Invalid Cheque | 2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Statement Retrieval | Rs. 100 per Statement (> 2 months old) |
| Chargeslip Retrieval | Rs. 225 per Chargeslip |
| Late Payment | NIL for Total Amount Due upto Rs. 500; Rs. 200 for Total Amount Due from Rs. 501 – Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 – Rs. 5,000; Rs 550 for Total Amount Due from Rs 5,001 – Rs 10,000;Rs. 750 for Total Amount Due above Rs. 10,001 |
| Overlimit | 2.5% of Overlimit Amount (Min. Rs. 500) |
| Card Replacement | Rs. 100 |
| Emergency Card Replacement (When Abroad) | Actual Cost (Min. $175) |
| Foreign Currency Transaction | Conversion mark up: 3.5% |
| Card Upgrade Fee | Upto Rs. 500 |
Surcharge
| Railway Tickets – Railway Counters | Rs. 30 + 2.5% of transaction amount |
| Railway Tickets – www.irctc.co.in | 1.8% of transaction amount + service charge, as applicable |
| Petrol & all products/services sold at petrol pumps | 0% surcharge for single transaction spend between Rs 500 & Rs 4000. Maximum surcharge waiver of Rs 250 pm per credit card account. |
Order of Payment Settlement
| Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance. |
