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ICICI Bank Unifare Debit Card | Benefits | Fees | Faqs

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The ICICI Bank Unifare Debit Card is a unique collaboration between ICICI Bank and DMRC (Delhi Metro Rail Corporation), designed with the objective of combining exceptional convenience in travel along with lifestyle benefits. It has the dual features of a Delhi Metro Smart Card and an ICICI Bank Debit Card, ensuring that customers have only 1 card to carry for travel at Delhi Metro as well as for making purchases at over 22 million establishments worldwide.

Benefits:

  • No need to recharge with Auto Top-up facility: The card has an in-built Delhi Metro Transit Chip, this chip in the debit card, will be automatically recharged with Rs.200, when the balance on the chip drops below Rs.100. Hence, no need to stand in long queues for re-charging your Delhi Metro Smart Card balance.
  • 10% discount on Travel fare at Delhi Metro
  • Earn PAYBACK points on Debit Card purchases
    • 6 points on every Rs. 200 spent at merchants in India
    • 10 points on every Rs. 200 spent at merchants outside India
  • Redeem rewards for free travel at Delhi Metro
    • In addition to more than 50 PAYBACK partners available for redeeming your PAYBACK reward points, you can also redeem your PAYBACK points earned on your Unifare Credit Card for Delhi Metro top-up transactions
  • Zero surcharge on fuel purchases at select HPCL fuel pumps
    • Get 2.5% fuel surcharge waiver across HPCL fuel pumps on purchase of Rs. 401 and above
    • Valid on fuel purchase at HPCL fuel pumps when payment is made by swiping the card on ICICI Merchant Services swipe machines
  • Minimum 15% discount at 800+ restaurants with Culinary Treats Program
  • Platinum platform benefits from MasterCard
  • Security of a Chip Card: The card comes with a Micro-chip that is virtually impossible to duplicate, providing additional security against counterfeiting / duplication of card.
  • High withdrawal limit & transaction limit
    Daily Cash withdrawal limit at ATM Daily purchase limit at retail outlets and on merchant websites
    Domestic Rs. 1,00,000 Rs. 2,00,000
    International Rs. 1,00,000 Rs. 1,50,000

     

    Fees:

    Joining Fee Rs. 199 + Service Tax
    Monthly convenience fee Rs. 20 + Service Tax
    Annual Fee Rs. 199 + Service Tax

Notes:

  • Annual fee will be changed from 2nd year onwards
  • Joining fee will be only charged for the 1st year
  • Re-issuance of a Unifare Debit Card for any reason will attract re-issuance charges of Rs. 199 + Service Tax
Source: ICICI Bank Official Website

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