Education Loan Kolkata, West Bengal 700001
Education loans in Kolkata 2024: Get lowest and best Interest rates, Documents list & Eligibility Information in Kolkata for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.
Enjoy triple benefits when you take an Education Loan in Kolkata:
- Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
- Competitive pricing – Our loan rates and charges are very attractive
- Transparency – All charges are communicated up front in writing along with the loan quotation
For Interest Rates on Education Loans – Click Here
Loan Repayment: 15 years or Varies from Bank to Bank.
SBI Education Loan | HDFC Education Loan | Credila Education Loan | UCO Bank Education Loan |
Vijaya Bank Education Loan | Bank of India Education Loan | Union bank Education Loan |
Eligibility Required for Education Loan in Kolkata:
- You need to be a Indian resident
- You should be aged between 16 – 35 years.
- If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
- Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
- Primary Co-Applicants: Parents, Spouse, Siblings
- Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt
Benefits of Educational Loan in Kolkata:
- Avail tax benefits under section 80(E) of income tax Act 1961
- Flexible repayment options
- Option to avail insurance cover for your loan
Documentation Required for Education Loan in Kolkata:
- Completed Education Loan Application Form.
- Mark sheets of last qualifying examination
- Proof of admission scholarship, studentship etc
- Schedule of expenses for the specified course
- 2 passport size photographs
- PAN Card of the student and the Parent/ Guardian
- Borrower’s Bank account statement for the last six months
- Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
- Brief statement of assets and liabilities, of the Co-borrower
- Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)
Banks list which Lend for Education Loan in Kolkata:
- Allahabad Bank: 57, Park Street, Kolkata, Mother Teresa Sarani, Park Street area, Kolkata, West Bengal 700016
- State Bank of India: 2, DB Block, Sector-1, Salt Lake City, Kolkata, West Bengal 700064
- State Bank of India (SBI) branch: Ballygunge, Kolkata, West Bengal
- State Bank of Mysore: CL block – 25-26 Sector II Salt Lake City Karunamoyee Kolokotta-700091
- State Bank of Hyderabad: Bipin Pal Rd, Manoharpukur, Kalighat, Kolkata, West Bengal 700029
- State Bank Of Bikaner & Jaipur: 5A, Heyshyam Rd, Sreepally, Bhawanipur, Kolkata, West Bengal 700020
- HDFC Bank: 2, 1st Floor, Shree Arcade, M.G Marg, Jogendra Kaviraj Row, Kolkata, West Bengal 700007
- HDFC: Prince Anwar Shah Rd, Rajendra Prasad Colony, Tollygunge, Kolkata, West Bengal 700033
- ICICI Bank: 116, Dr Sundari Mohan Avenue, CIT Rd, Entally, Kolkata, West Bengal 700014
- Union Bank of India: No.5, Chowringhee Place, Near Roxy Cinema Hall, Bertram St, Dharmatala, Taltala, Kolkata, West Bengal 700013
- United Bank of India: 1st floor, Hatiara rd, Hatiara Rd, Hela Battala, Jyangra, Kolkata, West Bengal 700059