Education Loan Trivandrum, Kerala, 695001

Education loans in Trivandrum 2024: Get lowest and best Interest rates, Documents list & Eligibility Information in Trivandrum for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.
Enjoy triple benefits when you take an Education Loan in Trivandrum:

• Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
• Competitive pricing – Our loan rates and charges are very attractive
• Transparency – All charges are communicated up front in writing along with the loan quotation

For Interest Rates on Education Loans – Click Here

Loan Repayment: 15 years or Varies from Bank to Bank.

Eligibility Required for Education Loan in Trivandrum:

• You need to be a Indian resident
• You should be aged between 16 – 35 years.
• If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
• Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
• Primary Co-Applicants: Parents, Spouse, Siblings
• Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt

Benefits of Educational Loan in Trivandrum:

• Avail tax benefits under section 80(E) of income tax Act 1961
• Flexible repayment options
• Option to avail insurance cover for your loan

Documentation Required for Education Loan in Trivandrum:

• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• PAN Card of the student and the Parent/ Guardian
• Borrower’s Bank account statement for the last six months
• Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)

Banks list which Lend for Education Loan in Trivandrum:

• Central Bank: Salem-Kanyakumari Hwy, Prem Nagar, Karamana, Thiruvananthapuram, Kerala 695002
• Indian Bank: PARAPPADIYIL BUILDING, College Jn.,Anchal, Hill Hwy, Anchal, Kerala 691306
• Union Bank of India: Vazhuthacaud Poojappura Rd, Cotton Hill, Vazhuthacaud, Thiruvananthapuram, Kerala 695014
• HDFC: Maruthunkuzhi Kachani Rd, Thiruvananthapuram, Kerala 695013
• HDFC Bank: Bob Plaza, Near Plamoodu Bridge, Pattom, Trivandrum,Kerala 695004 ‎
• State Bank of Mysore: Power House Rd, Chalai Bazaar, Chalai, Thiruvananthapuram, Kerala 695036
• State Bank of India: Ed Heights, opposite to Bishop House, Salem-Kanyakumari Hwy, Pattom, Thiruvananthapuram, Kerala 695004 ‎
• State Bank of India: Marakkada Road Branch, Power House Rd, Chalai Bazaar, Chalai, Thiruvananthapuram, Kerala 695036