Gold loan Chandigarh – Interest Rates 2024, Documents, Eligibility
Gold Loans in Chandigarh: Get Details on Gold loans in Chandigarh, Interest Rates, Documents, EMI and Fees charges on Gold loans. Getting a gold loan in Chandigarh can be a quick and convenient way to access funds. Here’s what you need to know:
Gold Loan Interest Rates in Chandigarh 2024
Interest rates for gold loans in Chandigarh start from around 0.74% per month. The actual rate you get will depend on the lender, loan amount, gold purity, and repayment period.
Banks |
Interest Rates |
SBI Gold Loan |
8.70% – 9.50% |
Muthoot finance | 12.00% to 24.00% p.a. |
Manappuram | 14.00% – 26.00% p.a |
HDFC Bank | 10.60% – 16.81% p.a |
ICICI Bank | 10.00% – 17.95% p.a |
Axis Bank | 17% |
Punjab National Bank | 8.55% – 8.75% p.a |
Gold Loan Eligibility in Chandigarh
- Must be at least 18 years old and have proof of identity and residence.
- Gold pledged must be at least 18 karat pure.
- Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners
Documents required for Gold Loans in Chandigarh
- D P Note and D P Note Take Delivery Letter
- Application for Gold Loans (as per specified format)
- Two copies of photograph of the borrower(s)
- Gold Ornaments Take Delivery Letter (as per specified format)
- Witness Letter in case of illiterate borrowers (as per specified format)
- Arrangement Letter (as per specified format)
Here are some gold loan providers in Chandigarh:
HSIS GOLD LOAN at No.53, Sector 40C, Sector 40B, Chandigarh, 160036, India
Rupeek Gold Loans at SCO no: 271, 2nd Floor, Sector 32D, Sector 32, Chandigarh, 160030
Muthoot FinCorp Gold Loan at SCO 2902, Ground Floor, opposite JW Marriott Hotel, Sector 22C, Sector 22, Chandigarh, 160022
Muthoot FinCorp Gold Loan at No 2254H, Ground Floor Manimajra, opposite Rajesh Medical Store, Pipliwala Town, Adarsh Nagar, Sector 13, Chandigarh, 160101
IIFL Gold Loan at SCO 397, Ground Floor, near Sindhi Sweets, 37D, Sector 37, Chandigarh, 160036