Gold loan Delhi – Interest Rates 2024, Documents, Eligibility

Gold Loans in Delhi: Get Details on Gold loans in Delhi, Interest Rates, Documents, EMI and Fees charges on Gold loans. Getting a gold loan in Delhi can be a quick and convenient way to access funds. Here’s what you need to know:

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Gold Loan Interest Rates in Delhi 2024

Interest rates for gold loans in Delhi start from around 0.74% per month. The actual rate you get will depend on the lender, loan amount, gold purity, and repayment period.

Banks

Interest Rates

SBI Gold Loan
8.70% – 9.50%
Muthoot finance 12.00% to 24.00% p.a.
Manappuram 14.00% – 26.00% p.a
HDFC Bank 10.60% – 16.81% p.a
ICICI Bank 10.00% – 17.95% p.a
Axis Bank 17%
Punjab National Bank 8.55% – 8.75% p.a

Gold Loan Eligibility in Delhi

  • Must be at least 18 years old and have proof of identity and residence.
  • Gold pledged must be at least 18 karat pure.
  • Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners

Documents required for Gold Loans in Delhi

  • D P Note and D P Note Take Delivery Letter
  • Application for Gold Loans (as per specified format)
  • Two copies of photograph of the borrower(s)
  • Gold Ornaments Take Delivery Letter (as per specified format)
  • Witness Letter in case of illiterate borrowers (as per specified format)
  • Arrangement Letter (as per specified format)

Here are some Gold Loan bank branches in Delhi:

IIFL Gold Loan – No 1/5, 1st Floor, Rana Complex, near Metro Pillar No 26, Block S 2, Upadhyay Block, Laxmi Nagar, New Delhi, Delhi, 110092, India. It has a rating of 3.5 stars on Google Maps.

IIFL Gold Loan – Shop No 12 & 13, 1st Flr, No 79 & 80, Satkar Bldg, Nehru Place, New Delhi, Delhi 110019, India. It has a rating of 4.4 stars on Google Maps.

IIFL Gold Loan – C/14/19, 1st Flr, Acharya Niketan, Market, opposite Shitla Mata Mandir, Phase 1, Block D, Patparganj, Mayur Vihar, New Delhi, Delhi, 110091, India. It has a rating of 4.5 stars on Google Maps.

Icici Bank Gold Loan – 5415, Block 19, Block19C, Regar Pura, Karol Bagh, New Delhi, Delhi, 110005, India. It has a rating of 5 stars on Google Maps.

Gold Loan Bandhan Bank – metro Pillor no 76, Ground, Kailash Enclave, in front of Kailash colony, Kalash Enclave, Greater Kailash, New Delhi, Delhi 110048, India.