Gold Loan 

Gold loan Karnal – Interest Rates 2024, Documents, Eligibility

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Gold Loans in Karnal: Get Details on Gold loans in Karnal, Interest Rates, Documents, EMI and Fees charges on Gold loans. Getting a gold loan in Karnal can be a quick and convenient way to access funds. Here’s what you need to know:

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Gold Loan Interest Rates in Karnal 2024

Interest rates for gold loans in Karnal start from around 0.74% per month. The actual rate you get will depend on the lender, loan amount, gold purity, and repayment period.

Banks

Interest Rates
SBI Gold Loan
 8.70% – 9.50%
Muthoot finance 12.00% to 24.00% p.a.
Manappuram 14.00% – 26.00% p.a
HDFC Bank 10.60% – 16.81% p.a
ICICI Bank 10.00% – 17.95% p.a
Axis Bank 17%
Punjab National Bank 8.55% – 8.75% p.a

Gold Loan Eligibility in Karnal

  • Must be at least 18 years old and have proof of identity and residence.
  • Gold pledged must be at least 18 karat pure.
  • Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners

Documents required for Gold Loans in Karnal

  • D P Note and D P Note Take Delivery Letter
  • Application for Gold Loans (as per specified format)
  • Two copies of photograph of the borrower(s)
  • Gold Ornaments Take Delivery Letter (as per specified format)
  • Witness Letter in case of illiterate borrowers (as per specified format)
  • Arrangement Letter (as per specified format)

There are several gold loan providers in Karnal, including banks and non-banking financial companies (NBFCs). Here are some of the top options:

Banks:

Bajaj Finserv Gold Loan: Offers competitive interest rates and flexible repayment options. They have a branch located at SCO 241, Ground Floor, opposite Civil Court, Sector 12, Karnal. You can contact them at 011 4473 9644.
IIFL Gold Loan: Provides quick loan approval and minimal documentation process. They have a branch located at SCO 226, Ground Floor, Sector 12, Karnal. You can reach them at 070390 01900.
HDFC Bank Gold Loan: Offers overdraft facility on gold loans and easy online application process. They have branches located at various locations in Karnal.

NBFCs:

Vishal Associates: Offers gold loans with flexible interest rates and repayment options. They are located at MXHP+3P7, outside Jundla Gate, Novelty Cinema Rd, opposite fire brigade, Karnal.
Sahi Enterprises: Provides quick and easy gold loan processing. They are located at 314, Sector 13, Karnal.
DD Financials Solutions: Offers competitive interest rates and transparent loan terms. They are located at 766, Sector 13, Karnal.

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