Vijaya Bank Gold Loans | Documents | EMI Eligibility Calculator

Vijaya Bank Gold Loans are a type of secured loan that allows you to borrow money against the value of your gold jewelry. The interest rate on Vijaya Bank Gold Loans is currently 7.25% per annum. The loan amount is up to 75% of the value of the gold pledged, and the tenure is up to 30 months.

Here are some of the key features of Vijaya Bank Gold Loans:

• Low interest rates: The interest rate on Vijaya Bank Gold Loans is currently 7.25% per annum, which is lower than the interest rates offered by many other banks and NBFCs.
• Easy eligibility: You can apply for a Vijaya Bank Gold Loan even if you have a poor CIBIL score. The bank does not require any income or employment documents, so you can get the loan quickly and easily.
• Flexible repayment options: You can choose to repay your Vijaya Bank Gold Loan in monthly installments or in a lump sum at the end of the tenure.
• No processing fees: Vijaya Bank does not charge any processing fees for gold loans.

Here are the steps on how to apply for a Vijaya Bank Gold Loan:

1. Visit a Vijaya Bank branch near you.
2. Fill out an application form and submit the required documents.
3. The bank will assess your eligibility and approve your loan within a few days.
4. Once your loan is approved, you will receive the money in your bank account.

Here are some of the documents you need to apply for a Vijaya Bank Gold Loan:

• Proof of identity: A copy of your PAN card, Aadhaar card, or passport.
• Proof of address: A copy of your utility bill, bank statement, or rental agreement.
• Gold jewelry: The gold jewelry that you are pledging as collateral for the loan.

If you are looking for a low-interest, easy-to-get loan, then a Vijaya Bank Gold Loan is a good option for you. The bank offers competitive interest rates and flexible repayment options, so you can get the money you need when you need it.