31 Lakh Home Loan EMI Details – Interest Rates 2024
Check EMI Calculation for 31 Lakh home loan for 5, 10, 15, 20, 25 & 30 Years or how much EMI you have to pay for 31 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bank of Baroda, Bank of India and LIC Housing at deal4loans & Apply Online Instantly.
31 Lakh Home loan EMI for Various Repayment Tenures
| Repayment Time | Interest Rate | EMI |
| 5 Years | 8.70% | 63,900 |
| 10 Years | 8.70% | 38,768 |
| 15 Years | 8.70% | 30,891 |
| 20 Years | 8.70% | 27,296 |
| 25 Years | 8.70% | 25,381 |
| 30 Years | 8.70% | 24,277 |
31 Lakh Home Loan Interest Rates 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.60 – 9.60% |
| LIC Housing Finance | 8.30 – 9.80% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
You Can also Calculate Manually EMI With EMI Calculator Deal4loans
Calculate EMI with Calculator for 31 Lakh
|
|
Here’s the Lowest Calculated EMI of 31 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 8.70% .
Banks which are offering 31 Lakh home loan amount at low rate of interest.
| SBI home loan | LIC Housing | HDFC Ltd home loan | ICICI Bank home loan |
| Axis Bank home loan | IDBI home loan | Pradhan mantri home loan | PNB Housing Loan |
|
Monthly Payment (EMI) |
Total Interest Payable in 20 years |
Total Payment (Principal + Interest) after 20 years for 31 Lakh of loan amount |
|
Rs.27,296 |
Rs.34,51,091 |
Rs.65,51,091 |
If you want to Know you are eligible for 31 Lakh of Loan amount or Not Use 
31 Lakh Home Loan Yearly Calculated Values on the Basis of 8.70% Rate of Interest
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 60,216 | Rs. 267,336 | Rs. 3,039,784 |
| 2 | Rs. 65,668 | Rs. 261,884 | Rs. 2,974,116 |
| 3 | Rs. 71,616 | Rs. 255,936 | Rs. 2,902,500 |
| 4 | Rs. 78,100 | Rs. 249,452 | Rs. 2,824,400 |
| 5 | Rs. 85,172 | Rs. 242,380 | Rs. 2,739,228 |
| 6 | Rs. 92,887 | Rs. 234,665 | Rs. 2,646,341 |
| 7 | Rs. 101,298 | Rs. 226,254 | Rs. 2,545,043 |
| 8 | Rs. 110,470 | Rs. 217,082 | Rs. 2,434,573 |
| 9 | Rs. 120,473 | Rs. 207,079 | Rs. 2,314,100 |
| 10 | Rs. 131,383 | Rs. 196,169 | Rs. 2,182,717 |
| 11 | Rs. 143,279 | Rs. 184,273 | Rs. 2,039,438 |
| 12 | Rs. 156,253 | Rs. 171,299 | Rs. 1,883,185 |
| 13 | Rs. 170,404 | Rs. 157,148 | Rs. 1,712,781 |
| 14 | Rs. 185,834 | Rs. 141,718 | Rs. 1,526,947 |
| 15 | Rs. 202,662 | Rs. 124,890 | Rs. 1,324,285 |
| 16 | Rs. 221,016 | Rs. 106,536 | Rs. 1,103,269 |
| 17 | Rs. 241,027 | Rs. 86,525 | Rs. 862,242 |
| 18 | Rs. 262,854 | Rs. 64,698 | Rs. 599,388 |
| 19 | Rs. 286,657 | Rs. 40,895 | Rs. 312,731 |
| 20 | Rs. 312,928 | Rs. 14,937 | Rs. 0 |
