Aptus Housing Finance – Quick home loan without income proof
Aptus Housing Finance provides quick home loan without income proof and against property to middle class in Madhya Pradesh, Gujarat, Rajasthan, Maharashtra and Orissa, India.
Aptus Housing Finance have 92 branches in 4 states with 812 employees. Head office of the company located at 8B, Doshi Towers, 205, Poonamalle High Road, Kilpauk, Chennai 600010.
| Loan Amount | 5 Lakh to 25 Lakh |
| Tenure | upto 20 years |
| Funding | Upto 85% of the value |
| Interest Rate | 14.5% – 16.00% |
| Toll Free Number | 044 – 45650000 |
Apply for Home Loan
Aptus offers home loan for
- Home Construction
- Home Purchase
- Home Renovation
- Home extension
- Plot purchase
| Part payment Charges | Non Housing Loan – 4% on part payment/advance payment + GST |
| Pre-Closure Charges | Housing Loan: Floating Interest Rate – Nil charges Fixed Interest Rate – Own Source – Nil charges Loan Transfer – 4% of Principal outstanding + GSTNon Housing Loan: 4% of the Principal outstanding + GST No Pre-Closure of Loan for first 12 months |
| UPFRONT CHARGES (CHARGES BEFORE DISBURSEMENT) | |
|---|---|
| Processing Charges | 2% + GST (on the sanctioned value). 1% to be collected at the time of sanction and the balance 1% to be collected/deducted at the time of disbursement |
| Stamp Duty | Tamil Nadu & Puducherry – Rs. 300/- + GST Andhra Pradesh, Telangana & Karnataka – Rs. 600/- + GST |
| Valuation / Technical Report | Rs. 1000/- + GST – 1st Disbursement Rs. 500/- + GST – for each subsequent disbursement |
| Legal Report | Rs. 1000/- + GST(for loan upto Rs. 10 Lacs) Rs. 2000/- + GST( for loan more than Rs. 10 Lacs) |
| CERSAI : At the time of Disbursement : Creation of Charge | Rs. 250/-+GST (for loan upto Rs. 5 Lacs) |
| Rs. 500/- + GST (for loan more than Rs. 5 lacs) | |
