Axis Bank Home Loan Bangalore – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Bangalore: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Bangalore. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Bangalore
- Address: No 9 Block A, Mahatma Gandhi Rd, Bengaluru, Karnataka 560001
- Address: Plot No 41 Seshadri Road, Anand Rao Circle, Majestic, Bengaluru, Karnataka 560009
- Address: No 30, CMR Main Rd, HRBR Layout 2nd Block, HRBR Layout, Kalyan Nagar, Bengaluru, Karnataka 560043
- Address: Sona Tower, No 8, 32nd E Cross Rd, 4th Block, Jayanagar, Bengaluru, Karnataka 560041
- Address: No 119, Industrial Layout, 80 Feet Rd, 7th Block, Koramangala, Bengaluru, Karnataka 560095
- Address: No 6A, Ground Floor, Bannaragatta Main Road, 3rd Phase, J. P. Nagar, Bengaluru, Karnataka 560076
- Address: No 9, Ground Floor, Kengal Hanumanthaiah Rd, Shanthinagar, Bengaluru, Karnataka 560027
- Address: Site No, 43, Varthur Rd, Marathahalli, Bengaluru, Karnataka 560037
- Address: No 73/1/1, Ground Floor Krishna, Infantry Rd, Bengaluru, Karnataka 560001
- Address: Site No 13, Sun Arcade, 100, Dr Puneeth Rajkumar Rd, opposite Central Silk Board, BTM 1st Stage, Bengaluru, Karnataka 560068
- Address: No 19, 60 Feet Rd, Sahakar Nagar, Koti Hosahalli, Bengaluru, Karnataka 560092
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Bangalore
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
-
- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Bangalore:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Bangalore
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Bangalore:
Bengaluru (also called Bangalore) is the capital of India’s southern Karnataka state. The center of India’s high-tech industry, the city is also known for its parks and nightlife. By Cubbon Park, Vidhana Soudha is a Neo-Dravidian legislative building. Former royal residences include 19th-century Bangalore Palace, modeled after England’s Windsor Castle, and Tipu Sultan’s Summer Palace, an 18th-century teak structure.
Bengaluru is the capital and largest city of the Indian state of Karnataka. It has a population of more than 8 million and a metropolitan population of around 11 million, making it the third most populous city and fifth most populous urban agglomeration in India, as well as the largest city in South India, and the 27th largest city in the world.
Bangalore is the second fastest-growing major metropolis in India.The city also houses the Kannada film industry and is a hub of sporting events.
Bangalore contributes 38% of India’s total IT exports. Its economy is primarily service oriented and industrial,[178] dominated by information technology, telecommunication, biotechnology, and manufacturing of electronics, machinery, automobiles, food, etc.
Major industrial areas around Bangalore are Adugodi, Bidadi, Bommanahalli, Bommasandra, Domlur, Hoodi, Whitefield, Doddaballapura, Hoskote, Bashettihalli, Yelahanka, Electronic City, Peenya, Krishnarajapuram, Bellandur, Narasapura, Rajajinagar, Mahadevapura etc.[180][181] It is the fifth Indian city to host maximum numbers of Fortune Companies, after Mumbai, Delhi, Kolkata and Chennai.
