Axis Bank Home Loan Guwahati – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Guwahati: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Guwahati. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Guwahati
Address: Ground Floor, Chibber House, GS Rd, Dispur, Guwahati, Assam 781005
Address: Ganpati Enclave, Ground Floor, GS Rd, opposite Bora Service Station, Ulubari, Guwahati, Assam 781007
Address: Ground Floor Paltan Bazar, Dr BK Kakati Rd, adjacent to Royal Furniture, Ulubari, Guwahati, Assam 781007
Address: Commercial Building, Assam Trunk Rd, Paltan Bazaar, Guwahati, Assam 781001
Address: LB Plaza, 1st Floor, GS Rd, Bhangagarh, Guwahati, Assam 781005
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Guwahati
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
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- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Guwahati:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Guwahati
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Guwahati:
Guwahati গুৱাহাটী — formerly known as Pragjyotishpura (Sanskrit:प्राग्ज्योतिषपुर) and Durjoya (Sanskrit:दुर्जय) in ancient Assam and Gauhati in the modern era — is an ancient urban area, metropolitan and largest city of Assam as well as of north-eastern India. It is one of the fastest developing cities in India and is a major city in Eastern India. It is often referred as “gateway” of North Eastern Region of the country.
Guwahati is the major commercial and educational hub of North-East India and is home to world class institutions such as the Indian Institute of Technology Guwahati and other premier institutions like Gauhati University and Cotton College. The city is a major center for cultural activities and sports in the North Eastern region and for the administrative and political activities of Assam. The city is an important regional hub for transportation.
Guwahati and its environs are rich in wildlife with several rare mammals such as Asian elephants, python, tiger and primates. The birdlife in and around the city is also rich and diverse.
