Axis Bank Home Loan Navi Mumbai – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Navi Mumbai: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Navi Mumbai. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Navi Mumbai
- Shop No 11 & 12, Gr Flr, F Type Society, CBD Belapur, Sector 5, Navi Mumbai, Maharashtra, 400614
- Shop No 1, Gr Flr, Mayuresh Square, Plot No 17, CBD Belapur, Sector 15, Navi Mumbai, Maharashtra, 400614
- Unit 1 to 4, CBD Belapur, Ground Floor, Plot No 27, Ellora, Sector 11, Navi Mumbai, Maharashtra, 400614
- GF, Venkatesh Apartment, Kot Naka Road, Raigad, Khariar, Navi Mumbai, Maharashtra, 400702
- Shop No 8 to 10, Ground Floor, Vashi, Sector 10, Navi Mumbai, Maharashtra, 400703
- Office No 4, Bhagwati Solitaire, Plot No 9, Sector 30 A, Vashi, Navi Mumbai, Maharashtra, 400705
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Navi Mumbai
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
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- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Navi Mumbai:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Navi Mumbai
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Navi Mumbai:
Navi Mumbai, is a planned city situated on the west coast of the Indian subcontinent, located in the Konkan division of Maharashtra state, on the mainland of India. Navi Mumbai is part of the Mumbai Metropolitan Region.
Navi Mumbai also has various recreational facilities such as a Golf Course, Central Park and Pandavkada Water Falls in Kharghar, Parsik Hill near CBD Belapur, Wonders Park and Jewel of Navi Mumbai in Nerul and Seawoods, Mini Seashore Juhu Chowpatty in Juhu Nagar (Juhu Gaon), Sagar Vihar in Vashi, Pirwad, Nagav, and Mankeshwar Beaches in Uran, in Belapur Killa CBD Belapur, Karnala Bird Sanctuary near Panvel, and several other public places like gardens and jogging tracks. Navi Mumbai also has many quality restaurants and luxury hotels for accommodation. There are many shopping malls, such as Seawoods Grand Central Mall in Seawoods, Little World Mall, Glomax Mall and Prime Mall in Kharghar, Orion Mall and K-Mall in Panvel, Centre One Mall, Inorbit Mall, Raghuleela Mall, Citi Centre and Palm Beach Galleria in Vashi. Navi Mumbai is also a host to many best health care centres and hospitals like MITR Hospital in Sector 05, Kharghar, Fortis Hiranandani Hospital near Juhu Village, Juhu Nagar (Vashi), Apollo Hospital in Belapur and SRL diagnostic centres in Kharghar, Panvel, Kamothe, Kalamboli, Kopar Khairane, Juhu Gaon to name a few.
